Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?

Money 186

Money Home Debt Buy 186

Family Balance Sheet

OCTOBER 20, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. Welcome to 31 Days to Organize Your Finances. entertainment. car service.

Finance 100

Finance Organic Organization Budget 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows! Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 25, 2023

In other words, it’s the extent to which your home is an asset rather than a debt. You could end up “ house poor ,” spending too much of your income servicing your mortgage or depleting your emergency fund. More equity in your home right away. More equity means more wealth. A lower monthly mortgage payment.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. calculator. Calculate the simple math equation: Income – Expenses = X. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MAY 6, 2016

Net current asset value is calculated by subtracting total liabilities from total current assets and then subtracting the value of preferred shares outstanding from that. Graham (and Buffet) are known for their practice of ‘value investing’ – finding stocks that are undervalued.

401K 100

401K Money Emergency Fund Goals 100