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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Personal Loans: Compare Top Lenders, Rates

Savings Corner

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. What are personal loan rates?

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How To Get A Business Loan In 6 Steps

Savings Corner

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Choose a type of loan The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. calculator.

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What Is A Personal Loan?

Savings Corner

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

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What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. Use accessories to add a touch of color and style. Use a 30-day list. Stop using your credit cards.