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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. We…took out a car loan. We had very little saved for a new-to-us car and we would have had to take out a loan to cover most of it, and that made me uneasy about purchasing the car. I put down half the money and financed the other half.

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How Much Car Can I Afford?

Savings Corner

How much car you can afford depends on factors like your monthly income, your credit score and the features you’d like your vehicle to have. Experts typically recommend spending no more than 20 percent of take-home pay on a car. That should include the cost of car payments , fuel, insurance and more.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. Thankfully, you no longer have to be one of them.

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US Presidents and Personal Finance

Prairie Eco-Thrifter

Grant also did poorly in personal finance. In more recent times, President Truman also did poorly on the personal finance front. Not all of the US presidents were bad at personal finance. Read more about this on Yahoo Finance article The 10 Richest U.S. In 1923 Levy sold it to the Thomas Jefferson Foundation of New York.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

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How to Sell My Car Privately (What I Wish I Would Have Known)

The Frugal Girls

Are you thinking of selling your car? Use these 12 tips to Sell My Car privately, to get the most money possible! So are you wondering How to Sell My Car Privately? These are the tips I wish I would have known before I recently sold my 10th car via a private party sale.

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What An Auto Loan Is And How It Works

Savings Corner

You can use dealer financing to purchase a vehicle or arrange auto loan financing through a bank, credit union or online lender. If you want to buy a car , you must first arrange for vehicle financing. It includes the vehicle’s purchase price, interest and any applicable fees you choose to finance.

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