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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit of shopping. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too!

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Prepare Now for a Debt Free Christmas

Family Balance Sheet

News flash: 96 days until Christmas morning. Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. If you have been setting aside cash since last Christmas–kudos to you! Create a Budget.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit shopping. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too!

Debt Free 100
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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Let’s look at where you could save a little money this holiday season: Christmas Lights. Wired.com figures Americans spend $233 million to power Christmas lights every year. Self-Gifting.

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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Family Budget Spreadsheets 2021

Family Balance Sheet

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! I created the Gift Spending Budget spreadsheet to start planning for the next Christmas because I NEVER wanted to feel that out of control again. Are you ready for a fresh start?

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Friday Links – Colder Than Mars Edition

Prairie Eco-Thrifter

Said so on the news. Christmas and New Years with friends and family went well though. It was nice to get together and see everyone, especially my brother whom I only see once a year. If so, follow these 3 Basic Rules from Bob at Dwindling Debt. Where I happen to live we have been colder than Mars.

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