Prairie Eco-Thrifter
NOVEMBER 6, 2013
Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. carries credit card debt of $15,325, although that figure is somewhat skewed by a small number of extraordinarily debt-stricken families and couples.”.
Savings Corner
DECEMBER 25, 2023
If your home has increased in value since you bought it, you may have more equity than what you’ve accrued from paying down your principal. Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards.
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Savings Corner
DECEMBER 24, 2023
One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. If you’re looking to get a personal loan, you’ll have to complete an application and wait for approval — a process that may take anywhere from a few hours to several days.
Savings Corner
APRIL 4, 2024
Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards.
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. This is how you learn more about each bad spending habit you may have. That is money saved.
Prairie Eco-Thrifter
OCTOBER 22, 2013
As obvious as it may sound, it’s important to remember that you’re your kids’ most influential teacher. If you spend like crazy when you’re shopping, charge up your credit cards, and take out enormous loans to pay for your home or car, then your kids are likely to follow in your footsteps because they’ll think that’s normal behavior.
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