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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution.

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2012 Financial Goals

Family Balance Sheet

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Start College Savings Accounts for our Girls. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. become a fan and 'like' FBS on Facebook. Our 2012 Financial Goals.

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Meet a Reader | Beth from VA

The Frugal Girl

I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I’m a huge fan of mystery novels and wondered what was involved in becoming a licensed PI in my state (a 60-hour training course and a culminating 3-hour exam). As I was paying my way through college. Here’s Beth: 1.

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