article thumbnail

A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution.

Goals 100
article thumbnail

Odd$ and End$ - One Pesky Virus Can Ruin A Snow Day

Family Balance Sheet

daughter's school was still canceled. She needed and wanted her mama and I realized that I needed to get over my anxiety that nothing was going to get done and just be in the moment comforting my daughter. We had a snow day on Wednesday. And while it was fairly mild compared to last year's Snowpocalypse.my Lots of great posts.

Daughter 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2012 Financial Goals

Family Balance Sheet

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. become a fan and 'like' FBS on Facebook. Our 2012 Financial Goals. Finish Will. No more excuses. Just get it done!

article thumbnail

Meet a Reader | Beth from VA

The Frugal Girl

I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I’m a huge fan of mystery novels and wondered what was involved in becoming a licensed PI in my state (a 60-hour training course and a culminating 3-hour exam). Here’s Beth: 1. Tell us a little about yourself. I’m 52.

Daughter 130