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4 Reasons to Graduate Debt-Free

Prairie Eco-Thrifter

Each and every year, tuition costs for colleges and universities across North America increase. Students now more than ever are graduating into a life of student loan payments, debt, and economic uncertainty. We have graduates with degrees working at Starbucks, barely making enough to pay back their loans.

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Alternatives to college: career training

Savings Corner

In addition, many community colleges have similar, and likely more affordable, programs. For-profit schools tend to be more expensive, requiring students to take on more debt, and lead to poorer outcomes compared with public or not-for-profit schools. How to compare programs: Take extra care to research trade schools before enrolling.

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Best Graduate Student Loan Options of January 2024

Savings Corner

What are the best loans for graduate school? Federal graduate student loans Borrowers are eligible for two types of federal loans for graduate school: unsubsidized direct loans and grad PLUS loans. But these loans have lower interest rates and fees than PLUS loans, so opt for unsubsidized loans before graduate PLUS loans.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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Graduates – Use Summer to Learn How to Avoid College Fail Points

Prairie Eco-Thrifter

If you are going on to college in the fall, don’t let summer roll by without doing some preparation work to help you avoid typical college fail points. Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Read up on what colleges may offer.

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Alternatives to College

Prairie Eco-Thrifter

Does the cost of a four year college or university degree scare you? We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. What are the alternatives?

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