article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. Storm #2: 2013.

Debt 130
article thumbnail

Alternatives to College

Prairie Eco-Thrifter

Does the cost of a four year college or university degree scare you? We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. Many are starting to rethink the value.

College 227
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Best College Student Credit Cards of February 2024

Savings Corner

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. You’ll make more progress toward eliminating your debt. Read our review.

article thumbnail

Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? Where are you from?

Debt 100
article thumbnail

Create a Plan to Eliminate Your Debt | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong. To us, debt was a necessary evil. Today’s assignment: Create a Plan to Eliminate Your Debt.

Debt 100
article thumbnail

How We Frugal-ed in July 2022

Family Balance Sheet

Related reading: 10 Ways to Save at Giant Food Stores. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. In the grand scheme of college funding, $200 is a drop in the bucket, but I always appreciate free money. Marked down meat!

July 130
article thumbnail

My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.