Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. We thought we were doing really well.
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.
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Prairie Eco-Thrifter
JANUARY 10, 2013
Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Are you a current student or someone who’s currently paying off student loan debt? Confused about how much you should save and how you should go about saving it? Finalizing your 2013 goals?
Family Balance Sheet
OCTOBER 18, 2019
I turned 50 …I know, I know, I don’t look a day over 30, because 50 is the new 30… …anyway, on the last Friday of September, we sent in the very last payment to my husband’s student loan and our goal of paying off our non-mortgage debt by the end of this year is complete! We’re way behind on this.
Prairie Eco-Thrifter
MARCH 25, 2013
What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency. Your friends and family can be one source of funds if you need help.
Prairie Eco-Thrifter
MAY 21, 2013
There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership.
Prairie Eco-Thrifter
MAY 25, 2014
These were my college years, when I made lots of stupid decisions. When I’d do things like take out student loans even though I had a full-tuition scholarship and a sweet part-time job in the university cafeteria. What Were You Thinking? The “what were you thinking?” What do you think?
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