Penny Pinchin' Mom

DECEMBER 17, 2023

Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

SEPTEMBER 9, 2014

We also went through multiple job losses, surgeries, huge car repairs, etc. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt. We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 12, 2016

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. I had also been teaching one class a quarter at a local career college so I increased to two classes a quarter. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100