Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 30, 2012

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Not Having a Financial Plan Having clear financial goals helps you control spending and increase savings because you know where you are headed.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

You want to be able to contribute to investment accounts and build up a solid savings to get you through an emergency or unexpected job loss. So, don’t set goals based on a monthly budget that has some wiggle room in it for fun things, things that enhance your life.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

SEPTEMBER 9, 2014

We also went through multiple job losses, surgeries, huge car repairs, etc. We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

DECEMBER 17, 2023

Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 12, 2016

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! I had planned to pay it all off in 2.5

Credit Cards 100

Credit Cards Debt Debt Free Student 100