Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment.

Frugal 100

Frugal June Flights CD 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners.

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JUNE 4, 2012

But one day, I may not be around to provide for my son’s future. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. Planning is Everything Investing in life insurance doesn’t have to tax your monthly income.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Savings Corner

DECEMBER 24, 2023

Insurance – How can you get the right coverage at the right time? That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Retirement – How much do you need to save from each paycheck to retire comfortably?

Goals 52

Goals Debt Taxes Insurance 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Coverage 4.0

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Mike presents May Blog Evolution Report… + Income Stats! posted at The Financial Blogger , saying, “The online income for May. ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too! And, do you need it?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 20, 2013

I worked in retail for a few years in high school and in the first couple of years of college, and I learned very quickly that honey catches more flies than vinegar. This may be possible only for smaller companies, such as your gym, but it’s worth a try. How to Save Money on Car Insurance. Don’t Try Too Often.

Bills 243

Bills Politics Phones Insurance 243

Coupons Do Work

MAY 17, 2016

Present your report card at a Fannie May Store showing you received at least one A grade. Your School may participate in specific good-grade rewards programs. Auto Insurance – Parents with teen drivers : Also, there are some awesome auto insurance companies/places that rewards good grades! OH & NoKY).

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. College education: Tapping into home equity to pay for college can make sense if the refinance rate is lower than the rate for a student loan. That means you have $300,000 in equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Saving Cents With Sense

FEBRUARY 28, 2014

percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. They also didn’t deal with a massive housing bubble or an economy that requires a college degree for many higher paying jobs. Read Up on Retirement Accounts.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

OCTOBER 31, 2012

Her dream of becoming a college professor died when her dissertation was not accepted and she did not win the doctorate. Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). Sink Into Depression.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Prairie Eco-Thrifter

OCTOBER 24, 2012

Writing out a complete twenty page business plan may not be a requirement for the average freelancing gig, but that doesn’t mean you should go in blindly. You may need to file for one of those as well depending on where you live. 5 Tips on Buying Employee Liability Insurance. Have a Plan. So, do you have a freelance business?

Personal Finance 188

Personal Finance Finance Work Insurance 188

Prairie Eco-Thrifter

JANUARY 30, 2013

Whenever I travel, I also take water (the result of an unfortunate stranded-in-the-desert incident during college). You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Savings Corner

APRIL 4, 2024

If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs. Paying for college: You may find lenders who advocate paying college tuition via home equity, but this is a risky move.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

FEBRUARY 20, 2011

Do You Need Travel Insurance – [link] We used to get it but now we opt out and just use what we get from our employer #. Sustainability Tip # 44 Shower Bucket – [link] @ SustainablePF We may just have to try this. #. 5 Ways to Trim Your Budget For Your Child’s College Fund [link] #.

Personal Finance 124

Personal Finance Green And Frugal Taxes Finance 124

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. You will need those lenders. See how it all ties together?

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 22, 2013

According to an article that was published on Investment News last June, it costs approximately $235,000 to raise a child and that’s not even counting their college tuition ! Do I Have Health Care Insurance? . They are miracles, they are blessings and something else that they are is very expensive. It’s OK to do that.

Kids 222

Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

APRIL 6, 2012

Jim presents NetSpend & Prepaid Debit Cards You Didnt Apply For posted at Bargaineering , saying, “The other day an old college friend of mine emailed me about a strange thing he received in the mail. Insurance and Risk. There may be a few ways to do that… Retirement. We all have skills. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

MAY 8, 2011

Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. South County Girl presents Car Insurance Changes Again, Part 2. A post about breaking down your insurance costs and how you can budget for them. We just renewed our insurance and made some adjustments to get a lower premium.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Savings Corner

DECEMBER 25, 2023

Your plan’s administrator – which is sometimes a big broker such as Fidelity , Charles Schwab or Vanguard – may offer tools and planning resources, helping you educate yourself on good investing practices and the options available in the 401(k) plan. These accounts are insured by the FDIC , so your money is going to be there when you need it.

Taxes 52

Taxes Growing Money College Tuition 52

Prairie Eco-Thrifter

JANUARY 14, 2012

The College Investor: Start Automatic Investing in 2012 – How you can automate your investing in 2012 the easy way. Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Savings Corner

DECEMBER 27, 2023

Best credit card for college students Earn triple rewards on everyday spending categories like dining, entertainment, streaming and groceries. You may also have the option of redeeming points for credit on your statement, just like cash back. Be aware, though, that simply being a college student is not enough on its own to qualify.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JUNE 14, 2012

Insurance and Risk Mac Hildebrand presents What is catastrophic health insurance coverage? posted at Insurance Providers , saying, “From routine trips to the doctor to extended hospital stays, the average health care bill is $8,000 per year. Without insurance, this could literally break the bank for many people.

Money 124

Money 2012 June Credit Cards 124