Saving Cents With Sense

AUGUST 30, 2013

Here’s an understatement — college is expensive. According to the College Board, the average student at a public university spends more than $22,200 every year between tuition and other costs. Money spent on gas, insurance, parking permits and maintenance will find its way back into your wallet. Thrift Store Style.

College 102

College Student Public Transit DSL 102

The Frugal Girl

MARCH 11, 2024

This posed the problem of paying in full for both our health insurance plans since our employers no longer contributed to our healthcare needs. We seldom took vacations when we worked due to hectic work schedules, two children in college and maxing out our retirement plans to retire early. What’s your best frugal win?

Florida 130

Florida Cruises Cruise Health Insurance 130

Family Balance Sheet

JULY 10, 2023

Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Ask and ye shall receive!

Frugal 100

Frugal June Flights CD 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money. At a glance 4.5

Insurance 52

Insurance Life Insurance Cars Car 52

Penny Pinchin' Mom

DECEMBER 17, 2023

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

JUNE 4, 2012

That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Family Balance Sheet

MARCH 3, 2017

1) When was the last time you comparison shopped for insurance? A cold call from a local family owned insurance business in February resulted in us saving $200 a year with our homeowners insurance and $600 a year with our business’ building insurance for the same coverage. How We Saved in February.

February 100

February 2017 Insurance Homeowner Insurance 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

MAY 27, 2014

I picked the wrong college major. Starting college right after high school, I had no clue about which careers I should consider. I did not take advantage of either high school or college counselors to help figure it out. I saved to send kids to college first, before retirement. I refused to accept offered help.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

DECEMBER 12, 2013

Car insurance is expensive! Amy shares 6 Excellent Tips to Lower Your Car Insurance Costs over at Money Mishaps. How to Graduate College Without Being Broke. There are a few tips to help bump up the number of comments you receive on your blog posts. PET Archives : Remember, Slow and Steady Wins the Race.

Staying Warm 160

Staying Warm Fridays Christmas Insurance 160

Prairie Eco-Thrifter

JULY 16, 2014

With just a few years separating them from retirement, they were both laid off unexpectedly, the year before I started college. If the “nothing bad will ever happen to me” assumption were true, there would be no need for insurance. Assumption #4: You’ll never have an emergency. Emergencies happen…to everyone.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Saving Everyday

APRIL 8, 2013

How to handle maternity leave, health insurance and your career. Get a grasp on life insurance, tax breaks and college savings. Sign up for Learnvest Baby on Board Boot Camp and receive tips, information, and strategies to financially prepare for your baby! Free up money for your baby, and find where to get deals. Freebies'

Life Insurance 60

Life Insurance Health Insurance Baby Insurance 60

Savings Corner

DECEMBER 24, 2023

Insurance – How can you get the right coverage at the right time? Insurance planning Insurance planning can help you get the right insurance for the right stage of life, helping maximize its benefits while minimizing its costs. In some cases, implementing it may involve buying insurance or creating an investment plan.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MARCH 29, 2012

The first job, doing institutional research at a community college, was going to challenge my mind, use my refined research skills and writing ability, was in a more formal office setting and had the perks of free classes (which was nice if I wanted to do any sort of personal development). When I did that, here’s what I found: Insurance.

Insurance 200

Insurance Philadelphia Work College 200

Savings Corner

DECEMBER 24, 2023

It also requires you to pay for private mortgage insurance (PMI) , a type of policy that protects your mortgage lender should you stop paying back your loan. Here’s an overview: FHA loan : Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

FEBRUARY 20, 2013

I worked in retail for a few years in high school and in the first couple of years of college, and I learned very quickly that honey catches more flies than vinegar. How to Save Money on Car Insurance. Nobody wants to do favors or bend over backward for people who are rude to them. Have you ever negotiated a bill?

Bills 243

Bills Politics Phones Insurance 243

Prairie Eco-Thrifter

JUNE 23, 2014

Realize, too, that your insurance costs might increase with your commute. I had a college professor who told us that, before he “retired” to teach, he had a two-hour train commute — each way. When something breaks, you need to fix it as soon as possible so that it doesn’t leave you out of commission.

Transportation 204

Transportation Cars Car Insurance 204

Coupons Do Work

AUGUST 9, 2016

besides, a bit of extra cash is a good thing and now-a-days, with house payments, car payments, insurances for whatever payments, kids activities, (my child does competitive cheerleading and a mother told me she counted to the penny how much she spent in one year in that sport : $4K total!

2016 100

2016 Insurance Sports Student 100

Coupons Do Work

MAY 17, 2016

Auto Insurance – Parents with teen drivers : Also, there are some awesome auto insurance companies/places that rewards good grades! Start by telling your current insurance company that your child is a good student. Many insurance companies reward families with good lower rates. Omega Sports. Orange Leaf.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Saving Cents With Sense

FEBRUARY 28, 2014

percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. They also didn’t deal with a massive housing bubble or an economy that requires a college degree for many higher paying jobs. Car Buying. Tackle Student Loans.

Parenting 81

Parenting Economy Student Cars 81

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. College education: Tapping into home equity to pay for college can make sense if the refinance rate is lower than the rate for a student loan. That means you have $300,000 in equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Home equity loans and private mortgage insurance (PMI) What if you’re paying private mortgage insurance (PMI) on your original mortgage?

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

MAY 7, 2013

Dad claimed that the only thing my college days did were to make me into a smoker! It was my boyfriend’s example in college. My college freshman roommate tried to talk me out of smoking, without success. The gum was expensive, and our health insurance didn’t help with the cost. So what happened?

College 187

College Health Insurance Kids and Family Therapy 187

Saving Cents With Sense

JANUARY 18, 2013

Saving money at the grocery store , gas station , car insurance, or even college tuition are all examples of things that should be something you strive for and are eager to achieve. Most people find medical treatment to be un-affordable unless they have health insurance to help them cover the costs.

Health 81

Health College Tuition Insurance Saving Money 81

Prairie Eco-Thrifter

JULY 10, 2014

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. The mortgage and other bills (utilities, insurance, etc.) Then, stop spending money on stuff that doesn’t fit with your core values. These are the things most important to me.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JANUARY 17, 2013

Read what to do with it from Investing for College Students. PET Archives: 4 good reasons to buy travel insurance. I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Do you have extra money leftover from your student loans? Student Debt Survivor recently had a milestone birthday.

Fridays 150

Fridays Student Motivation Debt 150

Nicoles Nickels

JULY 9, 2012

In addition, MinuteClinic offers a number of common vaccines such as flu shots and tetanus; as well as wellness and prevention services including smoking cessation, screenings for cholesterol, hypertension, diabetes and obesity and physicals for college, camp and sports activities. Most insurance accepted.” Open 7 days a week.

Sports 71

Sports Giveaway CVS Insurance 71

Prairie Eco-Thrifter

OCTOBER 31, 2012

Her dream of becoming a college professor died when her dissertation was not accepted and she did not win the doctorate. Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). Sink Into Depression.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Prairie Eco-Thrifter

APRIL 13, 2011

The figure out the cost of transportation, and whatever monthly loans, bills, and insurance costs you have to pay. Do you want to pay cash for your child’s college tuition? To overcome the problem, the first thing to do is learn to separate your needs from your wants. Figure out your cost of housing and food per month.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MAY 10, 2012

Robert presents 5 Steps Toward Post College Financial Bliss posted at The College Investor , saying, “Over my past few posts, I’ve highlighted key transitions that have financial ramifications in any college graduate’s life: The job search and managing life in your first apartment. And, do you need it?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JANUARY 29, 2014

For example: She used her bonus to put in a new laundry room, even while worrying about sending her high school senior to college. Don’t Leave Your Life Insurance Behind! Although she frequently complains to family about her money situation, she is able to ask for and get things she wants. He ended up getting a full ride scholarship!

IBM 172

IBM Life Insurance Giving Airfare 172

Prairie Eco-Thrifter

JANUARY 30, 2013

Whenever I travel, I also take water (the result of an unfortunate stranded-in-the-desert incident during college). Financial contact numbers for banks, credit issuers, insurance companies, and others. I have emergency supplies in the car, including blankets, food, flares, and First Aid.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

FEBRUARY 19, 2022

Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Manage long-term savings, such as retirement, college savings. Home, auto, kids, dog, medical, vacation, blah blah blah…it all adds up and it all needs to fit into our budget. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

For the Mommas

AUGUST 27, 2012

Each issue includes intelligent reporting on investments, taxes, insurance, paying for college, planning for retirement, home ownership, major purchases such as cars and computers and other personal finance topics. Today only, subscribe to Motor Trend Magazine for only $3.99 per year (60% off)!

Magazines 55

Magazines Personal Finance Finance Better Life 55

Coupons Do Work

APRIL 15, 2016

As a SBKC Consumer Panelist , you will be asked to regularly send them your emails and junk mail related to Insurance, Investments, Banking, Mortgage, Credit Cards, Leisure, and more. If I was in college I would also be doing this… since this is an easy work-from-home opportunity. And yes I did this. How is this possible?

Work From Home 100

Work From Home Work 2016 Home 100

Family Balance Sheet

APRIL 11, 2020

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. I connected with some college friends via Zoom for a happy hour. Fortunately, we won’t be driving much.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

OCTOBER 24, 2012

Guest Post Author Bio: James Petzke is a college student, freelance web designer, and the writer of This Is Common Cents, an online personal finance magazine that helps you avoid the rat race of the corporate world, beat your consumerist side, and live the dream. 5 Tips on Buying Employee Liability Insurance. You don’t want to appear.

Personal Finance 188

Personal Finance Finance Work Insurance 188