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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

Identity theft is something that both consumers and retailers struggle with. On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. What’s a consumer to do? What Does It Mean to Freeze Your Credit. Use cash only?

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

A 2012 study Cash Back Credit Card Analysis – done by research company Next Adviser compared rewards by card to find the cards that provided the most cash back. Many cash back cards state in that fine print that the rewards can be eliminated or changed at any time. Rewards may disappear.

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Best Credit Cards – December 2023

Savings Corner

The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. The transaction shows up on your credit card statement, and you repay the bank for the purchase. Rewards come in two basic flavors: Cash back. Here are the major types of credit cards.