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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. Target is facing a backlash and lawsuits thanks to the recent security breach that may have put 110 million customers at risk. What Does It Mean to Freeze Your Credit. What’s a consumer to do?

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Mastering the Art of Savings: Uncovering Coupons for Your Favorite Stores

Koupon Karen

Familiarize yourself with each store’s coupon policy to ensure they allow stacking, as some may have restrictions. Explore cashback apps and credit card rewards programs that complement your coupon stacking strategy, adding an extra layer of savings to your purchases.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

A 2012 study Cash Back Credit Card Analysis – done by research company Next Adviser compared rewards by card to find the cards that provided the most cash back. Many cash back cards state in that fine print that the rewards can be eliminated or changed at any time. Rewards may disappear.

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Best Credit Cards – December 2023

Savings Corner

The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. The transaction shows up on your credit card statement, and you repay the bank for the purchase. Rewards come in two basic flavors: Cash back. Here are the major types of credit cards.