Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. Conversely, the price may have dropped and you can only sell them for less than you paid for them. What About Debt? A dollar saved, as they say, is a dollar earned. What Should You Do? .

Money 189

Money Debt Refinancing Credit Cards 189

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

APRIL 10, 2014

Last week I was having a conversation with an acquaintance who just moved to Central Park Towers, a luxury building right on Central Park West in Manhattan, i.e. my dream location… if I had a million dollars. Considering that she too is an unemployed actress, and we were having this conversation at an audition, I asked about cost.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. Should today’s high school students consider avoiding the debt and going after those jobs instead?

College 227

College Debt Education Student 227

Family Balance Sheet

JANUARY 10, 2012

But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. Column E = Monthly debt payment.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

AUGUST 11, 2016

” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. We charted out our course of action to pay off debts and start saving for retirement. ” I received many likes, but sadly a high school friend commented, “Retire?

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

APRIL 13, 2011

Scammers Staging as Credit Card Debt Specialists. A lot of people are in debt these days and are looking for ways out. They then invite the victim to use their service to reduce their interest rates and credit card debt payments. In most cases, the victim is worried and unsure of what to do and easily falls prey to the scammer.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Savings Corner

DECEMBER 23, 2023

Consider factors such as outstanding debts, ongoing expenses and the financial needs of your dependents. Most term policies are convertible, which means you could convert your policy to permanent without having to do a new medical exam or underwriting.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

MARCH 24, 2011

Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation. Conversely, prolonged emotional distress can cripple our ability to learn. The more positive the learner’s memories and reaction to the event (emotional state), the better the learning will be.

Motivation 124

Motivation Money Debt Goals 124

Prairie Eco-Thrifter

APRIL 6, 2012

” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? We have an occasional squabble here and there, but I'll be very honest and upfront with you, we do not argue about money. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. Don’t forget to connect on the Saving Cents with Sense Facebook page for more deals and fun conversation! ©2009-11 Saving Sense Media LLC. All rights reserved.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JUNE 17, 2018

Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. We want to be debt free. I love yard sales, but need to be mindful that I don’t bring a bunch of other people’s junk into our home.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Most of the conversations we had with each other over the three months was what trades to make and who was an early pick up. Punch Debt in the Face tells us why no spend challenges are for wussies. Reducing Debt. Live Real, Now shares 5 strategies we can use to prevent debt burnout. He has a point.

January 113

January February Debt Personal Finance 113

For the Mommas

JULY 23, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. This is a sponsored conversation written by me on behalf of Credit Sesame. What does Credit Sesame do? Automatically enter to win $250! Contest ends July 31, 2012.

Credit 61

Credit Win Credit Cards Finance 61

Saving Cents With Sense

MARCH 28, 2011

Kellogg’s has a new promotion to get a $10 pre-paid debt card that can be used toward gasoline purchases when you buy 10 boxes of participating cereals. Don’t forget to connect on the Saving Cents with Sense Facebook page for more deals and fun conversation! Thanks, Penny Pinchin Mom !). ©2009-11 Saving Sense Media LLC.

Rebates 63

Rebates Raisin Bran All Bran Gasoline 63

Saving Everyday

JULY 30, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. This is a sponsored conversation written by me on behalf of Credit Sesame. What does Credit Sesame do? But you can save even more by using them as well!

Credit 40

Credit Win Credit Cards Finance 40

Prairie Eco-Thrifter

MARCH 10, 2011

Broke Professionals shares with us a conversation they had with a friend about finding financial success early in life and how it can be detrimental. Reducing Debt. Eventually you will have to pay off your debt and if you have let it get out of control, you are going to be in for a real surprise. Managing Money. Family Matters.

Personal Finance 133

Personal Finance March Finance Family 133

For the Mommas

JULY 28, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. This is a sponsored conversation written by me on behalf of Credit Sesame. What does Credit Sesame do? Automatically enter to win $250! Contest ends July 31, 2012.

Credit 40

Credit Win Credit Cards Finance 40

Saving Cents With Sense

JANUARY 27, 2011

You’ll find even more deals and fun conversations. 4) “Like” Shop Debt FREE (eBillme) on Facebook and leave a comment letting me know that you do. , just leave me a comment! 3) Join the Saving Cents with Sense community on Facebook. Make sure you come back here and leave a separate comment letting me know.

Gift Cards 76

Gift Cards Giveaway Gifts Bills 76

Prairie Eco-Thrifter

AUGUST 26, 2012

While your conversations and examples could encompass a wide spectrum of topics, there are many simple ideas that children can easily grasp and put into action. Stress the importance of saving and staying away from debt. Recycling is a simple and obvious practice that children can easily understand.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Fashion Without Guilt

APRIL 2, 2009

Budget being the topic of conversation, I am going to share some tips and programs that will help make sense of your money. As I mentioned in Fashion Tip Monday, budgeting can help control the impulse buys. Money and Style go hand in hand. No Finances, No Fashion it's that simple. Having to tighten up on our wallets are now the norm.

Finance 40

Finance Budgeting Budget Mobile Phone 40

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. If you need to earn less, this allows you to choose to work less, or work more but retire early.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JUNE 17, 2013

You tend to look busy and occupied which makes it harder for people to strike up a conversation. You can sit next to new people in a restaurant, find new dance partners, and start conversations with new people. Guest Post Author Bio: My name is Kevin Watts and I am the creator of Graduating from Debt.

Travel 228

Travel Debt Airfare Graduation 228

Prairie Eco-Thrifter

OCTOBER 5, 2014

The pattern seems to be that will have the initial conversation with the person (usually a co-worker, family member, friend, or acquaintance), and then I will see them again shortly thereafter; in one of my meetings with them after, there tends to be something said or done that makes a lightbulb go off in my head about why they may be struggling.

Budgeting 245

Budgeting Budget May Lunch 245

Savings Corner

DECEMBER 24, 2023

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Consider options backed by the federal government.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JULY 24, 2013

On Twitter the other day, I had an interesting conversation with some bloggers and followers regarding teenage employment. The conversation was brought on when my colleague told me that he wasn’t allowed to get a job while he was in high school because his parents thought he was too young to work.

College 228

College Kids and Family Activism Unemployment 228

Prairie Eco-Thrifter

JULY 25, 2013

She writes How Newlyweds Mess Up Their Finances to show just how important it is to have this crucial conversation with your mate. How to Live your Dream Life Debt Free. Jason’s family has just lost $1,340 in monthly income. Read his post at Live Real Now about how they recently became a Single Income Family.

Fridays 169

Fridays Finance College Debt Free 169

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. My student loans stand at approximately $22,550.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 7, 2013

I will have a great line up of articles for you as always, so there will be plenty of conversations and discussions to participate in during my absence. Do you ever suffer from debt envy? Simon from Sustainable Personal Finance , my dear friend, will be managing the site while I am gone so nothing will change for my readers.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Prairie Eco-Thrifter

NOVEMBER 12, 2015

Conversely, if you eat wholesome meals at specific times of the day and don’t graze on junk at other times, your body will eventually adjust and not crave the junk. Paying a credit card bill in full each time and on time not only saves outrageous interest charges, it also helps keep you out of debt and boosts your credit score.

Health 100

Health Painting Money Finance 100

Savings Corner

DECEMBER 27, 2023

Conversely, bonds issued by large, stable companies will typically have a lower yield. When you invest in a money market fund, your money buys a collection of high-quality, short-term government, bank or corporate debt. In corporate bonds, the higher the likelihood the company will go out of business, the higher the yield.

Real Estate 52

Real Estate Bank Banking Money 52