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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

We also listed to The Dave Ramsey Show every day for daily motivation while we worked the baby steps. We started cooking at home more, a big issue for us was eating out. So we would cook at home and take leftovers for lunch the next day. We sold EVERYTHING! We were sticky on a spending freeze.

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Remember to Celebrate Your Success

Prairie Eco-Thrifter

But, I’m convinced that celebrating success is much more motivating than punishing yourself for real or imagined failures. Eating out less. Maxing out your retirement savings account. Cooking at home. Didn’t eat out. Thinking about your success makes you feel good. Paid the bills?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Was there a particular event?