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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. These ideas are gifts of time, creativity, and skills. 30 Free (but Thoughtful) Christmas Gift Ideas: 1. Give a Photo Session.

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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This is my third installment of Free (but Thoughtful) Christmas Gift Ideas. I LOVE the ten ideas listed in this post (#5 & 7 are my all time favorites), but be sure to find 20 more ideas in the two posts linked to below. Another Ten Free (but Thoughtful) Christmas Gift Ideas: Gift Your Skills: 1. Give a Photo Session.

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Meet a Reader | Lina from Germany

The Frugal Girl

But life is of course not all work and studying and I like to enjoy beautiful things which are nature (I am equally up for a day at the sea or hiking in a forest), my allotment*, and cooking. How did you get interested in saving money? What’s the “why” behind your money-saving efforts?

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8 Tips to Help You Save Money While On Vacation

Family Balance Sheet

We look forward all year to our summer vacation, so the last thing that we want to do is stress about the money spent while on our trip. A little up front planning will help you save money while on your trip, so that you can have the relaxed vacation that you''ve been waiting for. Create A Budget. Tourism Centers.

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HOW TO SHOP WITHOUT COUPONS and still save money!!

Marnies Coupon-a-rama

Saving money by smart shopping and using frugal ideas. Website for discounted photo art prints and products. HOW TO SHOP WITHOUT COUPONS and still save money!! "I Besides I an not an organized person and I have no idea how to get started.". Click here for fun photo tips and ideas!

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11 Simple Meal Planning Tips

Family Balance Sheet

Meal Planning Saves Money. I created a master list (see photo below) of my family’s favorite, easy and healthy meals to use as a reference tool. If I see a good sale on ground turkey or chicken breasts, I’ll look at my list for dinner ideas. This saves me time during meal planning.

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Marnie's Coupon-a-ram-a: Have you seen this Homeland flyer?

Marnies Coupon-a-rama

Saving money by smart shopping and using frugal ideas. Website for discounted photo art prints and products. Many of the product photos were done by me! Visit Fine Finish Photo to purchase fine art photography for displaying in your home or business. Click here for fun photo tips and ideas!

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