Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Too much of any of these following behaviours will kill anybody’s finances, and, not only that but may lead to poor behaviours in other areas as well. Of course consumerism is a deadly sin of finance.

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Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

FEBRUARY 3, 2014

I wonder if that could be part of our national debt problem. Grant also did poorly in personal finance. He ended up hundreds of thousands of dollars in debt and only salvaged his estate by selling (after his death) his civil war memoirs. In more recent times, President Truman also did poorly on the personal finance front.

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Personal Finance Finance 2005 Debt 186

Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. I would know.

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Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. Why stay the course? To be financially free, you have to stay the course financially. How to stay the course.

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Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Family Balance Sheet

MARCH 19, 2014

Last year, my husband and I took Dave Ramsey’s online Financial Peace University course. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. “Debt is Dumb and Cash is King.” Our Debt Freedom Plan.

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Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

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Debt Finance Pay Off Debt Credit 113

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Should people have to take a test to get a credit card? “A

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Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. I hope to show you how to use debt wisely. There are lots of ways to get into to debt.

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Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 8 pm EST: TBD.

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Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

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Money Podcasts Debt Finance 147

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! How much debt did you pay off? What kind of debt was it? Where are you from?

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Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Home Work Debt Credit 52

The Frugal Girl

DECEMBER 11, 2023

Shortly after that, my brand new husband and I took a financial course (by the famous D.R., and realized we should pay off this debt as quickly as possible. Of course, I have to say that my hair is rather forgiving- thick and curly- so the mistakes that I’m sure I make are not very visible. for anyone curious ? )

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Money Kids and Family Frugal Parenting 194

Prairie Eco-Thrifter

APRIL 24, 2012

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling). According to the resolution: Twenty-five.6 Your children know that you are saving money.

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United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. ” I hear you. It is a lot.

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Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Of course, this concept is true whether the little things are positive or negative. Make establishing an emergency fund a priority.

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Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

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Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. True Wealth: Live Within Your Means.

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Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Or put yet another trip to Las Vegas on the credit card.

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Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. What do you say to people complaining to you about their finances when they are clearly making poor choices? Absolutely not.

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Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JULY 18, 2011

Number 9 : Frugal Living tells us to let the dark night guide our finances. While the plot, acting, music composition, and special effects are normally what others focus on when watching this movie, there are actually quite a few lessons in personal finance that can be learned from The Dark Knight as well. Well it does. How about you?

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Money Personal Finance Finance Credit Cards 159

Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. If you feel guilty about spending money, here’s how you can change how you feel about your finances: Recognize that Your Priorities are Covered. You can be happy without spending a lot of money.

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Money Goals Finance Tools 196

Prairie Eco-Thrifter

MARCH 26, 2014

One of the fundamental principles of savvy finances is understanding the difference between needs and wants. The reality, of course, is that paying the monthly charges — not to mention buying the phone in the first place — is somewhat expensive. Unfortunately, it’s all too easy to let luxuries become needs.

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Phones Cable Internet Debt Skype 229

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Of course, depending on what we buy, we may experience some buyers remorse. We could take on debt to grow using other people’s money.

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Money Saving Money Lowes Grandchildren 124

Savings Corner

APRIL 4, 2024

This can help you keep your monthly payments down and avoid unnecessary debt and interest. If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. You can only take the deduction up to a certain threshold, however, based on your total mortgage debt.

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Credit Home Debt College Tuition 40

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Write list down of the gifts that are important for you to buy, the meals that you will be responsible for, and of course, the charities you wish to donate to. All rights reserved.

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Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 28, 2011

In order to do this I need to take a few courses at our local university. So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. How to Save Money shares with us how we can keep our finances safe when buying items online. Reducing Debt. Well, plans have had to change.

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January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

APRIL 29, 2012

Our next item up for bid is a personal finance management kit sponsored by One Cent at a Time. Our third item up for bid is a successful marriage package sponsored by Faith and Finance. Start (or rebuild) your marriage with these financial strategies and keep debt out of your marriage!

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Money Price Finance Prizes 171

Prairie Eco-Thrifter

JUNE 28, 2011

Using my finance calculator, I found that your mortgage payment would be $1,824 per month. What is Debt Leverage? In order to acquire the property, let’s say the bank required 10% down, and allowed you to take out a 30 year loan for the remaining $360,000 (@ 4.5% There are many types of real estate in Kefalonia.

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Real Estate Rent Debt Calculators 180

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Of course, we like to have fun, too. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. I like travel.

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San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? You know your finances and where that line is between reasonable and too much. Do you want to pay off a particular debt in a certain timeframe? If you answered yes to that question, you are not alone. Get Specific with Goals.

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Money Goals Budgeting Budget 113