Family Balance Sheet

MAY 6, 2020

How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. Our first storm: 2007.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

DECEMBER 29, 2020

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk into a store and have the cash for a purchase. This is a 12-month spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

DECEMBER 25, 2023

But if you know how much home you can afford, of course, you’ll want to learn how much you can borrow. Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs.

Calculators 52

Calculators Illinois Credit Debt 52

The Frugal Girl

MARCH 4, 2024

A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Alan and I, by choice, bought land in an area with low property taxes.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. A zero-based budget is planning for every single dollar of after-tax income.

Budgeting 133

Budgeting Budget Financial Goals Goals 133