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25 Ways to Find Money for Your Emergency Fund

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Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

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How to Start a Budget (and be successful at it!)

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I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. The grocery category is the easiest one to reduce.

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