The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. Shortly after that, my brand new husband and I took a financial course (by the famous D.R., Your homemade bagels look lovely; what recipe do you use?

Money 196

Money Kids and Family Frugal Parenting 196

Prairie Eco-Thrifter

OCTOBER 25, 2011

We used vinegar and water to wash the windows and old newspaper (back when people still actually read the paper) to dry and polish them. In case you aren’t aware, vinegar can be used for a myriad of purposes – ranging from diabetics treatment to pickling agent to cleaner. Here, for your reference are 101 uses for vinegar.

Used 278

Used Flowers and Plants Food and Drink Equal 278

Savings Corner

DECEMBER 27, 2023

By using these guidelines to standardize how you track and interpret accounting data, you can accurately compare financials from different time periods and gain a clear understanding of your business’s health. Whichever you use, it’s important to understand the basics — even if you have small-business accounting software.

Software 52

Software Personal Finance Credit March 52

The Frugal Girl

SEPTEMBER 4, 2023

Tomorrow is Five Frugal Things day, of course.) Consider making a unique username In the comments, I sometimes notice that there are, for example, a bunch of Amandas or a bunch of Lindsays or a bunch of Heathers. A built-for-a-lifetime bottle is best to be kept and used for a lifetime! ” email from eBay.

Labor Day 215

Labor Day Spam Florida At&T 215

Motherhood Moments

JANUARY 24, 2023

Whether it’s constantly checking on Instagram or binge watching your favorite show for the third time, even reasonable adults have trouble limiting their technology use. Explain Why You’re Setting Screen Time Rules As soon as your child starts using technology, they should be made aware of the negative effects of too much screen time.

Parenting 100

Parenting Kids Activism Games 100

Motherhood Moments

MARCH 4, 2023

For example, you need not go for expensive brands and the latest trends whenever you shop. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. If you do decide to use your credit card or apply for a loan, make sure you're only borrowing what you can afford to repay.

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JANUARY 16, 2013

Unfortunately, all those bags and disposable products leave behind a ton of waste over the course of a year, too. Just stop using disposables. For example, most leftover food scraps can even be composted ( other than meat, of course ) so they can be brought home if a school or workplace doesn’t do composting.

Lunch 201

Lunch Lunches Reuse Compost 201

Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. Here’s how you can do that without breaking the bank or losing your sanity: Do Your Research “When buying a used car, punch the buttons on the radio. What is your dream car?

Cars 52

Cars Car Bank Banking 52

Motherhood Moments

FEBRUARY 3, 2023

Once I saw the change in my own well-being as well as my family’s, it became a personal mission of mine to help out as many struggling women as I could, leading by example to prove that women don’t have to make a choice between being a successful business woman as well as an amazing mother. Or are you burning yourself out?

Parenting 100

Parenting Mother's Wellness Goals 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

For example, once a quarter, I review our asset allocation actuals against our target allocations and come up with a plan to discuss and implement based on the analysis. Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. Update our marriage timeline document.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

MARCH 27, 2012

For example, even the most consciously thrifty of us tend to occasionally spend a good bit on significant purchases or major events. you should use any acceptable family heirlooms or hand-me-downs that you can. However, you should know that there are a number of steps you can take toward having a more affordable wedding.

Wedding 185

Wedding Budgeting Budget Money 185

Prairie Eco-Thrifter

SEPTEMBER 19, 2019

Career advancement is the goal, of course, but your choice of concentration is what will shape the path that leads there. Today, we’re going to help you sort through some of this information and make an informed decision about what business school is right for you. . Pick a Concentration.

Student 113

Student Part Time Pace Re-use 113

Teresa's Deals

JUNE 18, 2015

Of course you can build an elaborate party at home that looks a lot like a fire station, but you can keep things simple and still create a lot of fun “wow”. Using red, yellow, black and white in the decorating is very popular, but other color combos work, too. Use your imagination! Next, decide on decorations.

Birthday 100

Birthday Boys Activism Simple 100

Prairie Eco-Thrifter

JANUARY 27, 2013

Many parents would be correct in assuming that carpooling comes with a myriad benefits for themselves, although the main draw, of course, is that the duties for dropping off and picking up kids at school are spread out amongst several adults, so that each family is relieved of the onus to make daily trips. So, do you carpool your kids?

Kids 188

Kids Kids and Family Parenting Growing 188

Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. Here are a few that worked for us. Set an example of living below your means.

Work 100

Work Kids Bank Banking 100

Savings Corner

DECEMBER 24, 2023

Instead, you’ll work with a mortgage lender of your choosing, which might be a bank, online lender or credit union, for example. The money can only be used for your down payment and closing costs. The nonprofit doesn’t use credit scores to qualify you, either: Instead, it looks at other factors such as rent payment history.

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

JUNE 5, 2014

I used to struggle with my weight. For example, when I was trying to get healthy unsuccessfully, I cut back my daily soda habit to one or two times a week, I only stopped for fast food twice a month, and I started making the organic mac n’ cheese instead of Kraft. I would often yo-yo ten to fifteen pounds at a time.

Food and Wine 232

Food and Wine Goals Finance Wine 232

Family Balance Sheet

JANUARY 28, 2022

These are strategies I use weekly to help keep my grocery bill in line with our budget. Everyone’s plate might look different, but you’ll at least use up the leftovers and reduce the waste. Ways to Use Your Freezer and Save: With the exception of maybe pasta dishes, a lot of food can be frozen. Examples: Heinz ketchup: $2.29/32

Saving Money 130

Saving Money Groceries Grocery Money 130

Prairie Eco-Thrifter

AUGUST 18, 2011

For example, even if they do not require it, they may ask for the driver’s financial records to see if they can bear the expenses for any repairs to be made (if any) in an accident if they are found guilty. Therefore, it is very useful to raise the deductible you pay because it can save you money each month.

Insurance 179

Insurance Saving Money Cars Car 179

Saving Cents With Sense

JANUARY 19, 2012

50 savings really save you money after you factor time, tax, and of course gas mileage? Below is a chart that I created with examples of 4 different makes of cars with their listed Miles Per Gallon and the calculated cost of gas per mile for each car. Does that extra $.50 16 cost per mile). after coupons.

Buying Online 102

Buying Online Money Storing Gas Mileage 102

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

The first is surrounding yourself with positive examples. For example, if their idea of fun is a group bike ride or putting together a healthy potluck, it’s easy to incorporate those activities into your life just by going with the flow. The second strategy is to practice long-term goals.

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Coupons Do Work

AUGUST 27, 2016

Only one manufacturer coupon per item may be used. If you try to use a paper manufacturer coupon when you have an mPerks digital coupon clipped for the same item, you will then be prompted to choose which one you want to use. For example, if Target is in close proximity to Meijer, then they will accept Target Coupons.

Meijer 100

Meijer Expiration Date United States Rewards 100

Prairie Eco-Thrifter

MAY 26, 2013

First, it’s been proven to improve your overall health; using running as exercise reduces your risk of high blood pressure, breast cancer, stroke and diabetes. In 30 minutes of running (depending on pace, of course) a 155lb person can burn about 335 calories. The Nike Free, VibramFiveFingers, and Newton Shoes are just three examples.

Shoes 201

Shoes Newtons Nike Adidas 201

Prairie Eco-Thrifter

JUNE 28, 2011

Even though the listed examples are quite different from one another, each of them could be purchased and rented for a profit. Sticking with the 8-unit example, let’s take a look at what kind of money could be made in real estate investing. Using my finance calculator, I found that your mortgage payment would be $1,824 per month.

Real Estate 180

Real Estate Rent Debt Calculators 180

Family Balance Sheet

SEPTEMBER 9, 2014

For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. No, although we inadvertently used the debt snowball method without having heard of it. And so we started plugging away on that. So we both handle the money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

AUGUST 4, 2016

I was not required to use it to buy things I needed, things that Mom and Dad would have otherwise bought. Explain and demonstrate to them that it is to be used to make their small purchases, small saving and some gifting – instead of asking you to make those purchases or give those gifts. What is your take on allowances for kids?

Making 100

Making Budgeting Budget Kids and Family 100

Couponing 101

JANUARY 17, 2019

It’s never been easier to use coupons — no more cutting out little bits of paper just to lose them before you get to use them. Now that you have your ExtraCare Card, let’s talk about how you can use it to save tons of money on everyday items on your list! Earn and use ExtraCare Bucks (ECBs).

Saving Money 81

Saving Money CVS Money Shopping 81

Family Balance Sheet

FEBRUARY 19, 2012

For example: Recently I shopped online at LL Bean for a gift. 2% doesn't seem like a lot, but over the course of a year, if you go through Ebates before you place any order, the money will add up. Do you use Ebates? Instead of going directly to the LL Bean website. Did you receive your check this weekend? Thanks for reading.

Ebates 127

Ebates Shopping Consumer February 127

Prairie Eco-Thrifter

MARCH 11, 2014

Of course, if you don’t plan to sell the item, you might want to repair it so you can actually use it or get full enjoyment from it. He used that book to find original, instead of reproduction helmets. In it were several examples of silver dollars from the 1800 and 1900′s. Know current trends.

Collectibles 170

Collectibles Repairs Aunt Garage 170

Prairie Eco-Thrifter

AUGUST 28, 2014

The gel cost less than $5, and in a year, I’ve only used 1/3 of the bottle. Of course, this applies to personal care and beauty, but it also applies to other aspects of most people’s lives. It’s the way people used to live, and many of them were more financially stable than Americans today. Absolutely.

Saving Money 198

Saving Money Work Money Cars 198

Coupons Do Work

SEPTEMBER 15, 2016

For example, I went to University of Western Ontario in London, Ontario, Canada for a year. She was shocked that books cost that much (and that year, the teachers did not want ‘used’ books— I was also a music major too. ). Of course not one person told me, I found that out after I graduated! Museum Admission.

Student 100

Student College Freebies Insurance 100

Simply CVS

JANUARY 2, 2018

In case reaching out to your families from last year about registration for NEXT summer is not part of your pre-registration routine to, here is a great template you can use to market your next registration season to your existing clients. Of course, a link to registration is KEY to getting your call to action acted upon.

Communications 177

Communications Parenting Software Family 177

Prairie Eco-Thrifter

APRIL 7, 2013

Of course, there are some tasks that you should leave for the spring. For example, cleaning your gutters is not pleasant in the cold of the winter. I write down how much of it I have, and then find recipes so that I can use up the ingredients that were just sitting there. Even re-organizing the garage can leave you with a chill.

Cleaning 221

Cleaning Appliances Donation Organic 221

Coupons Do Work

MAY 17, 2016

K-8 get a 3 course meal including cheese, entree (chicken, shrimp, teriyaki sirloin and ravioli) and chocolate. 9-12 get a four course meal. Must be accompanied by adult who buys a four-course dinner). Card can be used for food, fuel or merchandise at Tesoro Locations. For example: Alpine Bank – Pays for A’s program.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Prairie Eco-Thrifter

APRIL 10, 2014

This was such a perfect example. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. The whole conversation could be summarized by this “Yeah, I have a problem because I’m living in an apartment I can’t afford, BUT here’s a list of reasons why I don’t have any other choice”. Yeah…but….

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

NOVEMBER 20, 2012

Many use natural lighting as much as possible, going so far as to create an entirely open floor plan so that every employee can turn off their electric bulbs and work by way of that giant light source we call the sun. Of course, the main draw for most professional spaces these days revolves around computers and related hardware.

Software 188

Software Office Computers Saving 188

Prairie Eco-Thrifter

JULY 20, 2011

A good example of this is clipping coupons. I spent a lot of time scouring the newspapers and seldom yielded any coupons that I could use. Cutting back on landscaping services, for example, might seem like a big slash through an unnecessary expense. For me, the process just isn’t cost-effective. Avoiding Rewards.

Frugal 174

Frugal Personal Finance Frugal Life Money 174