article thumbnail

Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk into a store and have the cash for a purchase. This is a 12-month spreadsheet.

Budgeting 130
article thumbnail

Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. We avoid runoff into the dry runs that feed the rivers, avoiding more erosion as the water courses through the dry runs. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk in to a store and have the cash for a purchase. This is a 12 month spreadsheet.

Budgeting 160
article thumbnail

Selling Your Investment Property?

Prairie Eco-Thrifter

They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. Of course, you have taxes every year you own the property as well. Capital Gains.

article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. A zero-based budget is planning for every single dollar of after-tax income. Keep reading and let me show you my favorite way to budget. How to Start a Budget (and be successful at it!).

Budgeting 133