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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. To me, credit card reward programs are very similar to coupon clipping. We prefer not to use credit. Here is why.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. Target is facing a backlash and lawsuits thanks to the recent security breach that may have put 110 million customers at risk. What Does It Mean to Freeze Your Credit. What’s a consumer to do?

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Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.

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Mastering the Art of Savings: Uncovering Coupons for Your Favorite Stores

Koupon Karen

Cashback Rewards: Turning Purchases into Profit Many credit cards and online platforms offer cashback incentives for qualifying purchases. Take advantage of these programs by linking your cards to cashback services or utilizing dedicated cashback apps.

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