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Best Credit Cards – December 2023

Savings Corner

Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee. Best 0% APR card for purchases It starts with a big bonus and gives long breathing room on sky-high interest.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

A 2012 study Cash Back Credit Card Analysis – done by research company Next Adviser compared rewards by card to find the cards that provided the most cash back. I don’t like rewarding the credit card company. You need to spend money to get those rewards. Guess what?