Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. What inspired you to get debt free? Tell us about you and your family.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. The History of my Family Balance Sheet: I created my very first Family Balance Sheet many years ago to give my husband a snapshot of our household and business finances. Meet, Discuss, Plan, Execute…Repeat.

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Family Debt Finance Kids and Family 241

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic. How Settlement Works.

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Debt Debt Free DIY Personal Finance 124

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off?

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Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Shereen Travels Cheap

FEBRUARY 24, 2024

Airfordable This app, by CAma Marfo, a Black entrepreneur, helps make travel easier and more affordable for you by allowing you to pay an up-front fee and then pay off your trip in installments, ensuring that your trip is paid for before you leave and you aren't left in travel debt and not being able to to again for a long time.

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Travel Podcasts Restaurant Museum 228

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 11, 2015

Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. It can get a bit boring for her considering her sister swims less than 5 minutes during the 4 hour meet. More Debt Freedom posts: Our Debt Freedom Plan.

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Hawaii Debt Debt Free Daughter 100

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) I was always in debt, which has been a tremendous source of shame for me. This way she can take advantage of compound interest and build a solid reserve, which should give her a nice boost starting out. Apply it toward debt. Here’s Beth: 1.

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Daughter Green And Frugal Money Grandmother 130

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. That means you have $300,000 in equity.

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Refinancing Work Debt Home Improvement 52

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We all ended up with some student loan debt, but much less than we would have without my parents cash-flowing some of the costs. Readers, the floor is yours!

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Kids and Family Parenting Cars Car 191

The Frugal Girl

NOVEMBER 20, 2023

Today we’re meeting a Midwestern reader who only occasionally masquerades as Mrs. Potato Head. ? We never lacked for anything, but I didn’t like the feeling and wanted to give myself more security to endure the inevitable ups and downs of life. Give me a slice of Costco pizza and I’m happy. Being consistent.

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Iowa Friends And Family Sale Boys Son 168

Prairie Eco-Thrifter

JANUARY 15, 2013

Recently, I’ve been giving a lot of thought to appearances. One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. Their so-called wealth is actually debt.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God.

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Arkansas Frugal College Kids and Family 182

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards.

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Debt Debt Free Financial Goals Goals 227

The Frugal Girl

FEBRUARY 5, 2024

Today we are meeting a reader from my neck of the woods over here in the Mid-Atlantic. ? The weight of debt can be so heavy mentally in addition to the direct effects of it. I try to get (and give!) The post Meet a Reader | AF in Virginia appeared first on The Frugal Girl. ” question. Here she is: 1.

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Virginia Kids and Family Library Frugal 185

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Savings Corner

APRIL 4, 2024

You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments. To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR).

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

Money 147

Money Podcasts Debt Finance 147

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Ideally, you’ll also get a lower rate in the process.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? Meet Regularly to Discuss Finances. Meeting regularly could be every Sunday night or every pay day, whatever fits your schedule.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. In our very first extended family meeting, with my spouse, grown boys and their wives; each couple discussed and wrote down answers to questions that I pulled from the book Estate Planning for the Healthy, Wealthy Family.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The most enjoyable part of this whole thing though has been meeting all of you. The site has grown and changed so much and I owe it all to you, my readers.

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Prizes Personal Finance Finance Giveaway 274

Savings Corner

DECEMBER 25, 2023

In the “Refine results” section, enter a few details, and in moments you’ll get a rate quote tailored to meet your needs, without having to provide any personal information. NerdWallet’s mortgage rate tool can help you find competitive, customized VA mortgage rates. It’s that easy. How are veterans navigating the market in 2024?

Insurance 52

Insurance Debt Credit 2003 52

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Give your money a purpose that matters to you, and the resolutions to get you there will follow.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Side Note #2: I am not in the position to give advice on 529 accounts. I average about $18 a month. Show me the money!

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College Used 2020 Saving 130

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

FEBRUARY 21, 2012

Bankruptcy – a word that never fails to give anyone the chills. The proceedings of Chapter 11 will require a reorganization plan wherein the company can work out its structure so as to be able to pay off its debts and therefore stay in business. Bondholders come next because a company’s debt is expressed in the form of bonds.

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Debt Money New York Giving 185

Savings Corner

FEBRUARY 2, 2024

Discover it® Student Cash Back Our pick for: Bonus cash-back categories that rotate The Discover it® Student Cash Back gives students the same excellent rewards as the regular Discover it® Cash Back — notably, bonus cash back in rotating categories that you must activate. You’ll make more progress toward eliminating your debt.

Credit Cards 52

Credit Cards Student Credit College 52