Remove Credit Cards Remove Debt Free Remove Personal Finance Remove Wellness
article thumbnail

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. We have involved our children in our money discussion once we decided to become debt free. How much debt did you pay off? What kind of debt was it?

Debt 100
article thumbnail

Reader Story: It’s Never too Late to Start: Personal Finance Planning for Over-40s

Prairie Eco-Thrifter

As for retirement; well, it was in the distant future. Better late than never’ is a good approach to personal finance for the over 40s. There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Create your debt freedom plan

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130
article thumbnail

The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. And there are tons of other benefits as well.

article thumbnail

Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. . “Debt is Dumb and Cash is King.”

Debt 100
article thumbnail

Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Well break down some of the ways to keep your data safe, and tell you what your liability is if your identity is stolen. ” Managing Debt. You probably dont.

Money 133
article thumbnail

FREE Credit Score Every Month with CreditSesame.com

Nicoles Nickels

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 45