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Start Managing Your Debt (And Enter To Win $1000 Cash)

Prairie Eco-Thrifter

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. Easy credit, a have-it-now mentality and the consumer-driven society have all created this situation. Managing your debt is vital if you are to avoid going down this road. Does any of that sound familiar?

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

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Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What Is Saving? What About Debt? What Should You Do? .

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. It’s wasted money. Make establishing an emergency fund a priority.

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How to Prevent Three Common Disastrous Personal Financial Mistakes

Prairie Eco-Thrifter

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. Put every spare dollar into this account, as a matter of urgency, until you have saved six months of wages. Make an allowance for a small amount of savings, in addition to your emergency fund.

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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

I am talking about spring cleaning your finances and finding more ways you can save money. Little House presents Not Enough Saved For Retirement? Who says that you have to retire in the same country that you saved for it in. t Paydown Your Credit Cards. Now on to the rest… Save Money this Spring: #1.