Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MAY 30, 2012

Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. It’s wasted money. Make establishing an emergency fund a priority.

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Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JANUARY 10, 2014

Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. To save your sanity because you’re sticking to your budget. Plan on spending cash only, not credit cards. For me, that is too high. Start meal planning ASAP.

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Budgeting Budget Groceries Grocery 174

Prairie Eco-Thrifter

AUGUST 18, 2016

As sort of an insider, I have seen ways that “in the know” folks can save on their vacation rental stays. How to save when booking a vacation rental. I won’t be mentioning other cost saving strategies, such as going in off season, staying a distance from popular attractions, etc.

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Vacation Saving Money Money Rent 100

Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. All rights reserved.

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Emergency Fund Goals 2008 Debt 71

Koupon Karen

JANUARY 15, 2024

Understanding Family-Owned Enterprises Family businesses, where two or more family members are involved and the majority of ownership or control lies within a family, are a vital part of many economies, contributing significantly to job creation and economic growth.

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Family Finance Debt Monitors 52

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. Look at the last six months of your credit card statements along with your bank statements to review what cuts to make to reduce expenses.

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Insurance Re-use Delivery Service Family 100

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

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Money 2012 June Credit Cards 124

Savings Corner

APRIL 4, 2024

Cons of a home equity line of credit Rates are variable While home equity loans come with a fixed interest rate, HELOCs have variable rates. This means that your rate can go up or down based on economic conditions, monetary policy and other factors. Frequently asked questions on HELOCs What is a home equity line of credit (HELOC)?

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Credit Home Debt College Tuition 40

Prairie Eco-Thrifter

MARCH 14, 2011

Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change. Charles Tran presents 5 Creative Tips to Save on Entertainment posted at CreditDonkey.com Tips , saying, “Being frugal doesn’t have to mean totally forgoing all forms of entertainment.

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Frugal Movies Finance Bills 150

Saving In Akron

OCTOBER 27, 2011

Save Money on Gas : The Gas Rollback program has been extended through Dec. With no minimum dollar amount required, customers can buy the gifts they want from any department on any product in the store or at Walmart.com. Other great gifts included in the Christmas layaway program are bicycles, HDTVs and video games.

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Christmas Price Dec Home Furnishings 147

Savings Corner

DECEMBER 27, 2023

Economic entity assumption This accounting principle states that you should avoid commingling business and personal funds. For example, you should avoid putting personal expenses on a business credit card. Source link The post Accounting Principles: Basic Definitions, Why They’re Important appeared first on Savings Corner.

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Software Personal Finance Credit March 52

Savings Corner

DECEMBER 25, 2023

A variable rate may start out lower than a fixed rate, but could increase or decrease over time depending on economic conditions. If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Depending on the lender, you may be able to choose a fixed or a variable interest rate.

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Student College Credit Debt 52

Saving Cents With Sense

APRIL 29, 2013

Find out more in this Vacations on a Dime series, starting with ways to save on flying. Luckily, there are plenty of ways you can try to save when it comes to airfare! This is money you could be saving and spending elsewhere, like on meals or souvenirs. Apply for an Airline Credit Card. a bag in surcharges.

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Vacation Airline Flights Credit Cards 76

Prairie Eco-Thrifter

MAY 30, 2011

The Single Saver is a website dedicated to helping singles and small families save money with easy to implement money saving tips. And for fun, I study new ways to save money in my life (yeah, seriously, I find that fun… ), garden, and spend time with my wonderful pets. Going out is expensive. I Like Having Nice Things.

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Frugal Hobby Green And Frugal Home and Garden 157

Prairie Eco-Thrifter

JUNE 24, 2012

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Easy access to credit has helped to make this process so easy; we don’t even need to have the cash. to $110, later.

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Money Activism Credit Debt 213

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? – Two economic giants square off. They pulled us out of The Great Depression, but do they have any wisdom to offer us in our current economic situation? It can save you time and headache, and maybe even a few bucks too.

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November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. ” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. The Skilled Investor , Editor. You probably dont.

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Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year.

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Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability. .

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Money May 2012 Debt 113