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5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads.

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Free Credit Score {No Credit Card Required}

For the Mommas

Here is an opportunity to check your credit score , 100% free, with NO credit card required. You will get your Experian Credit Score via a secure website. You will also get a listing of your debt. Monitor your credit profile, home value and debt in one organized place. It really does impact us.

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How To Teach Your Kids to Save Money

Couponing 101

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * It is time to change and that change is going to happen with our kids!

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Saving Tips & Free Crediting Monitoring

For the Mommas

Saving more (52%), spending less (19%) and paying off debt (19%). If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. What about that monthly subscription to Netflix or your 10 magazine subscriptions? Paying Off Debt.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Mint.com: FREE Budgeting Software

Saving With Shellie

The site is recommended by Money Magazine, Kiplingers and other top money resources. One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. This is a free budgeting resource and it is truly fabulous. And don’t just take my word for it.