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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

But we must change these statistics. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. And that’s where we get stuck. It’s all too much.

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How To Teach Your Kids to Save Money

Couponing 101

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * It is time to change and that change is going to happen with our kids! Crazy, right?

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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Thrifty Thinking: Valentine's Day

Motherhood Moments

V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad credit can cause someone to lose hundreds of thousands of dollars over their lifetime, so that statistic is unsurprising. Dinner May Be Too Expensive.

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Tips for Protecting Your Identity

Saving Cents With Sense

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Avoid becoming a part of this statistic by taking a few precautionary steps to keep your personal information safe. Keep Your Social Security Number Safe. Monitor Your Statements.

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Statistically , you are probably going to outlive your spouse. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

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