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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. For informational purposes only. If X is greater than zero, then you are projecting to spend more than your income. For informational purposes only. Sample Budget Calendar.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

With that much success, these people are a wealth of information, so I poured over their content and realized that there was no magic pill, or snap of the fingers, just HARD WORK. They Tracked & Analyzed their Spending. There is so much valuable information in the numbers, especially when you analyze your income and expenses.

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