Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. But a cash Christmas equals: a stress-free Christmas.

2019 100

2019 Club Christmas 2018 100

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Your home equity equals the current value of your home minus your current mortgage debt. As with a credit card, you borrow only what you need when you need it.

Calculators 52

Calculators Home Debt Fair-Trade 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Birmingham Bargain Mom

FEBRUARY 26, 2013

Check out the new partnerships with Visa and MasterCard + Foursquare.

Credit Cards 40

Credit Cards Equal Credit Saving 40

For the Mommas

DECEMBER 13, 2013

Get a Kindle Fire HDX now, and pay the pay the remaining balance in 3 equal installments every 90 days. The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. Kindle Fire HDX offer . ″ tablet to your cart. Pacific Time) December 24, 2013.

Equal 78

Equal Credit Cards Bills December 78

For the Mommas

MARCH 6, 2014

To be eligible for this offer your Amazon.com account must have been active for at least two years and with a valid credit card. The remaining balance will be automatically billed to your credit card in four equal installments every 30 days.

Credit Cards 68

Credit Cards Equal Bills Credit 68

Savings Corner

DECEMBER 24, 2023

Basically, the formula is: ASSETS minus LIABILITIES equals NET WORTH And by the way, your income is not included in a net worth calculation. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise.

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest. A cash Christmas equals: a stress-free Christmas. The total interest paid will. be nearly $200.".

2013 113

2013 Christmas Club January 113

For the Mommas

DECEMBER 14, 2013

Get a Kindle Fire HDX now, and pay the pay the remaining balance in 3 equal installments every 90 days. The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. Kindle Fire HDX offer . ″ tablet to your cart. Pacific Time) December 24, 2013.

Equal 53

Equal Credit Cards Bills December 53

For the Mommas

MAY 22, 2014

Free item must be of equal or lesser value. Excludes SPANX®, Lysse, online third-party brands, Gift Cards and E-Gift Cards. May be used only once, is not redeemable for cash, and may not be applied to credit card payments, returns, exchanges or previous purchases. The sale is buy one, get one free, site wide.

Memorial Day 78

Memorial Day Buy One Sale Buy 78

For the Mommas

OCTOBER 18, 2012

I am seeing the vouchers under Cincinatti, Philadelphia and more. (Note: Amazon Local require a credit card in your account, even though they don’t charge it). Free Voucher for One Real Fruit Smoothie with Purchase of a Real Fruit Smoothie (Free Smoothie Must be of Equal or Lesser Value).

Burger King 72

Burger King Credit Cards Equal Philadelphia 72

Family Balance Sheet

NOVEMBER 4, 2016

While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Savings Corner

DECEMBER 24, 2023

Credit cards issued by Citibank, N.A. or its affiliates, as well as Checking Plus and Ready Credit accounts, are not eligible for debt consolidation, and Citibank will not issue payoff checks for these accounts. Truist Bank is an Equal Housing Lender. Some additional conditions and limitations apply.

December 52

December CitiBank Puerto Rico Ranges 52

For the Mommas

DECEMBER 16, 2013

Get a Kindle Fire HDX now, and pay the pay the remaining balance in 3 equal installments every 90 days. The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. Kindle Fire HDX offer . ″ tablet to your cart. Pacific Time) December 24, 2013.

Equal 58

Equal Credit Cards Bills December 58

Couponing 101

AUGUST 9, 2012

Get your first 30 days of the AudibleListener Gold membership plan FREE, which includes ONE credit which typically equals one audiobook. After your 30 day trial, your membership will automatically renew each month for just $14.95, billed to the credit card you used when you registered with Audible.

Credit Cards 64

Credit Cards Audio Equal Credit 64

Family Balance Sheet

JULY 10, 2023

I received a quick response that they would reimburse us for the unused tickets from Philly to Harrisburg, which equaled $400 and more than covered the rental car. While they would not reimburse us for the rental car, they also gave each of us a $50 credit to be used within a year. 4 – Credit Card Rewards – $241.78

Frugal 100

Frugal June Flights CD 100

Coupons Do Work

AUGUST 31, 2016

When craving coffee, and you don’t have the change and do not want to use a credit card, sometimes free coffee is what you need and guess what? Also, if you prefer not to use the app, you can use the paper punch card instead. you can get free coffee — here are 8 places to get free coffee. and get the 7 th free!

Coffee 100

Coffee Ikea Delivery Service Starbucks 100

For the Mommas

OCTOBER 21, 2012

I am seeing the vouchers under South Jersey, Philadelphia & More (Note: Amazon Local require a credit card in your account, even though they don’t charge it). Free Voucher for One Real Fruit Smoothie with Purchase of a Real Fruit Smoothie (Free Smoothie Must be of Equal or Lesser Value).

Burger King 53

Burger King Halloween Credit Cards Equal 53

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Who handles the day-to-day finances in your home or do you work on it equally? How long did it take you? We paid off $68,000 of debt in eight months. What inspired you to get debt free?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JANUARY 30, 2017

The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. If he indulges in his penchant for gifting HIS favorite cause, I send equal amounts to my struggling brother.

Money 100

Money Camping Equipment Bank Banking 100

Family Balance Sheet

FEBRUARY 4, 2015

We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation. Thankfully, there weren’t any arguments.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

MARCH 6, 2012

My husband and I have equal footing when it comes to money decisions, even though my husband is currently the primary income earner. Do you want to eliminate your credit card debt? The FOM might manage the money, but shouldn't be considered the controller of the money. Or buy a home? Be realistic, but dream a little too.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. Both are equally important and both need to be heard and respected in our finances. Who handles the day-to-day finances in your home or do you work on it equally? Even if all you do at first is throw the credit card away you at least will no longer go into anymore debt!!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Who handles the day-to-day finances in your home or do you work on it equally? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. Who handles the day-to-day finances in your home or do you work on it equally? How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $52,000 in consumer debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JULY 2, 2015

Our loan payments each month were almost equal to our mortgage! We rarely use a credit card and if we do, we pay it off right away. Who handles the day-to-day finances in your home or do you work on it equally? We felt really trapped. Imagine paying for two houses at once! We wanted freedom more than anything.

Student 100

Student Debt Debt Free Finds 100

Couponing 101

SEPTEMBER 20, 2012

Each 1,000 points is equal to approximately $1. Everything is done via the credit card machine. Get 500 points for a flu shot. Walk with Walgreens to earn 10 points for every mile you walk. How much are the points worth in dollars, and how do I “cash in” my points? 10,000 = $10. 18,000 = $20. 30,000 = $35.

Rewards 100

Rewards Walgreens Points T-Mobile 100

Family Balance Sheet

MARCH 18, 2015

We thankfully have always been good about paying off our credit cards each month. Who handles the day-to-day finances in your home or do you work on it equally? We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. Who handles the day-to-day finances in your home or do you work on it equally? We owed money to just about everybody. We had two student loans that still had balances, even though we’d already been paying on them for 10 years.

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. On-time loan payments build credit. Rates may be lower than credit cards and other high-interest loans. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Who handles the day-to-day finances in your home or do you work on it equally? It wasn’t until the last 2 years that we got serious. What inspired you to get debt free? Was there a particular event? I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. How long did. it take you? It took us four years, but we paid off over $80,000 of debt! We are debt. free except for our mortgage. It was a good (or not so good!) The biggest. debts one by one.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Credit card debt remains at an all time high; this is the first debt to attack and get under control. Spiraling debt is the biggest single cause of financial distress out there.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

DECEMBER 25, 2023

Closing costs are typically equal to 2% to 6% of the price of the home, which comes out to thousands (or tens of thousands) of dollars. Paying off — or down — a credit card or two can help in several ways. Your debt-to-income ratio will go down and you may even get a nice bump in your credit score.

Calculators 52

Calculators Illinois Credit Debt 52