Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. In the above example, that would allow a mortgage payment of $1,260 to achieve a 28% DTI.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

APRIL 4, 2024

Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts. Documents to gather for a personal loan application You’ll need to provide documentation as part of the personal loan approval process to verify the information you provided on your application.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. What’s your local market like?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A zero-based budget is planning for every single dollar of after-tax income. For example, if today is May 22, then follow these steps to plan for June’s budget.

Budgeting 133

Budgeting Budget Financial Goals Goals 133