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Debt Consolidation Calculator | Bankrate

Savings Corner

Simply fill in your outstanding loan amounts, credit card balances and other debts. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like. Personal loans A personal loan is an unsecured loan that, unlike a credit card, has equal monthly payments.

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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. This can be a boon for your credit score.

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What Is A Home Equity Loan?

Savings Corner

It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. to 10 percent.

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How to Calculate Home Equity

Savings Corner

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. The options include: Home equity loans: A home equity loan allows you to borrow a lump sum of money upfront and repay it in equal installments at a fixed interest rate.

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Average Personal Loan Interest Rates

Savings Corner

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. You may also be unable to get approved for a personal loan if you have a recent bankruptcy on your credit report or an open collections case. percent as of March 27, 2024.

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Plink: Spend $10, Get Free $10 Gift Card!

Couponing 101

Right now they are offering a FREE $10 gift card to new customers when you spend your first $10. Register a debit or credit card with Plink. Use that card to spend at least $10 at any Plink-registered store or restaurant before 4/28/13. Plink: Spend $10, Get Free $10 Gift Card! Plink does have bank level security.

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Plink: Make a Purchase at CVS, Get a $10 Gift Card!

Couponing 101

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at CVS. Register a debit or credit card with Plink. Use that card to make a purchase at Chipotle before 9/15/13. Please note that you have to give credit card or debit card information to take advantage of this offer.