article thumbnail

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.

article thumbnail

How We Frugal-ed in July 2022

Family Balance Sheet

Our financial goals are still important to us and we want to hit them regardless of the rising prices. After the pan cools enough, I drain the bacon fat into a glass jar that I keep in the refrigerator. Credit Card Cash Back Redemptions in July: $196. I only use cards that offer some type of cashback offer.

July 130
article thumbnail

Family Budget Spreadsheets 2021

Family Balance Sheet

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 130