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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt?

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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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How We’re Using Upromise to Save for College

Family Balance Sheet

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. My Upromise strategy will help with our goal. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off.

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Christmas Spending Budget for 2013 {FREE Excel Spreadsheet Offer}

Family Balance Sheet

Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Thanks for reading.

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Christmas Savings Club | October 2019

Family Balance Sheet

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Include gifts, decor, cards, postage, party planning and prep, and any other holiday expenses you can think of. Read: My Ebates Review.

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