Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? I get swayed too when I see the sales flyers for all of the pretty things. A credit Christmas equals: a “how are we going to pay for this” Christmas. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s).

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

NOVEMBER 25, 2013

We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it. We had yard sales. Did you make your yearly goal?

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

MARCH 5, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. I had an unexpected surprise hit my credit card in February. I donated plasma 5 times in February which is short of my goal of 8 times. Finding extra money has become a game for me. Airfare Refund: $2700.

February 257

February Money Airline Flights 257

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

SEPTEMBER 25, 2019

My monthly goal is $100. In May, I made money from a yard sale and put $50 towards our Christmas savings. If you came up short prior to September, find your monthly savings goal for October and any shortfall from February – September. You don’t have to divulge your goal, but please let us know HOW you found or saved the money.

2019 100

2019 September Club August 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. Who initiated the debt free goal? What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

OCTOBER 25, 2019

My monthly goal is $100. In May, I made money from a yard sale and put $50 towards our Christmas savings. Our goal is to have a cash Christmas and usually the holiday season can get a little pricey. The goal is to use the money that you have on hand to pay for Christmas and not resort to using credit cards.

2019 100

2019 October Club Christmas 100

Koupon Karen

JANUARY 15, 2024

Merchant Cash Advances: These provide an advance against future credit card sales. For example, if expanding into a new market, this goal dictates your borrowing needs. To avoid this, have a clear business plan and borrow only what is necessary for your business goals.

Family 52

Family Finance Debt Monitors 52

Nicoles Nickels

AUGUST 16, 2012

With the Flash Sale discount, you pay just $9 ! The nutrition team takes the guesswork out of snacking by offering a smart lineup of GoBites that are just the right amount, the right mix, and the right flavor to satisfy your health goals and your palate. Credit card info must be provided when activating subscription.

Flashes 45

Flashes Sale Credit Cards Goals 45

Savings Corner

FEBRUARY 23, 2024

Businesses that use Shift4 for payment processing or do business-to-business sales. Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Highly customizable e-commerce websites. Starts at $29.95 Those plans start at $25 per month.

Building 52

Building Credit Cards Tools Software 52

The Frugal Girl

FEBRUARY 18, 2024

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary.

Kids and Family 183

Kids and Family Home and Garden Money Frugal 183

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We sold extra items that we weren’t using through Craigslist and garage sales. Who initiated the debt free goal? What are your financial goals now? How long did it take you? Where would you go?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

OCTOBER 13, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

The Frugal Girl

MARCH 4, 2024

I still remember saving my change as a kid so I could “shop” for books at yard sales.) A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I learned to save money by watching my parents. (I The same is true for Maine.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

FEBRUARY 6, 2021

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted.

Finance 130

Finance January Family 2020 130

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. By not dealing with the long term reality in the present, things inevitably become more difficult. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. what is on sale and plan meals based on those ingredients. 2 – Shop for meats that are on sale.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. And this is just on a mortgage, not including any credit card or student loan debt. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JULY 9, 2015

Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. Tracy put her sales commissions and tax returns towards debt. I have made hundreds of dollars at yard sales and usually use the money to pay for our vacation spending. He also sold rights to software that he developed.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Saving With Shellie

JULY 2, 2012

“Our Disney Cruise”) to remind your of your goal. For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Charge everything to a cash-back credit card and pay the card off each month.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need. Do you get what I mean?

Saving Money 52

Saving Money Money Mom Used 52

Prairie Eco-Thrifter

JUNE 24, 2012

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Easy access to credit has helped to make this process so easy; we don’t even need to have the cash.

Money 213

Money Activism Credit Debt 213

Saving Everyday

OCTOBER 3, 2023

We usually go with one empty credit card, put everything on that ONE card so it’s easy to keep track of, and try our best not to go over our spending goal. In the weeks leading up to our trip, I watch the weekly sales and stock up on things we’ll need. If you can shop sales, you’ll save even more.

Saving Money 52

Saving Money Money Travel Hotel 52

Savings Corner

DECEMBER 24, 2023

The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” All this has made 2023 something of a transitional year.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. There’s always a sale or a promotion going on, and it can be so tempting. What are your financial goals now? This was further compounded by a number of other situations. Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

For the Mommas

NOVEMBER 19, 2015

5:30 pm EST: AmazonBasics 17-Sheet Cross-Cut Paper, CD, and Credit Card Shredder with Pullout Basket. 6:25 pm EST: Mylec Deluxe Hockey Goal Set. Amazon Sales:: Save up to 50% on Select Dora the Explorer Toys. Prime Early Access Deal. 5:05 pm EST: Star Wars Hero Mashers Episode VII Resistance X-Wing and Resistance Pilot.

2015 40

2015 November December Amazon 40