The Frugal Girl

FEBRUARY 28, 2024

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

Money 203

Money Debt Credit Cards Goals 203

Prairie Eco-Thrifter

FEBRUARY 26, 2013

You haven’t had time to pursue exercise and with holiday indulgences coming due on the credit card you don’t have spare money to buy a gym membership. So how do you get and stay motivated to trim up for the new year? Here are some no-gym fee ways to stay motivated and have fun exercising in the winter.

Saving Money 221

Saving Money Money Motivation Saving 221

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point? What I do is use my credit cards in conjunction with cash back apps.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Fortunately, they willingly shared their advice from their success and I am passing that information on to you, so we can ALL succeed this year. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. She and her husband also used a visual motivation chart posted on their refrigerator.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 4, 2011

These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Jen from Master the Art of Saving presents Credit Card Happy! I totally agree.

Personal Finance 240

Personal Finance Finance Family Debt 240