Penny Pinchin' Mom

FEBRUARY 16, 2024

The post What to Do With Money: A Mom’s Guide to Smart Money Management appeared first on Penny Pinchin' Mom. As moms, we tend to take care of everyone else first, and if there’s some time left over, we will maybe see about taking care of ourselves last. You need to know what to do with money!

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

DECEMBER 8, 2014

Back in my teens and early twenties, Mom used to yell at me about not carrying enough cash. At the time, I didn’t have credit cards so it was a valid concern. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. They had no cash.

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Used Credit Cards Gasoline Consumer 180

For the Mommas

MAY 6, 2023

Under $25 Mother’s Day Gifts at Walmart Still looking for a gift for your mom? Right now you can score amazing deals in the Mother’s Day Gift Sale at Walmart. Score jewelry, perfumes, clothing and more under $25 plus get Free shipping on orders over $35. Here are a few recommendations: Magic Bullet® Mini 14 oz.

Walmart 52

Walmart Gifts Irons Mother's 52

The Frugal Girl

NOVEMBER 27, 2023

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I’m not going to buy them all the things, but I have no idea how to stop them from wanting them (or if that’s even my job as their mom). What’s your best frugal win? They want me to buy all the things.

California 168

California Car Cars College 168

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card.

Car 52

Car Cars Bank Banking 52

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. What I do is use my credit cards in conjunction with cash back apps. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. My mom makes and sells Raggedy Ann & Andy dolls.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

JULY 9, 2013

Every night I dried the dishes (Mom washed), every weekend in spring, summer and fall I trimmed up the grass around the house, gardens and trees with the hand clippers. They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards. Credit card debt is bad.

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Used Parenting Credit Cards Debt 228

Penny Pinchin' Mom

DECEMBER 17, 2023

appeared first on Penny Pinchin' Mom. This is why you should pay off your high-interest debts like credit cards first. The best way to get out of existing debt when your credit card balances are high is to stop charging them and live within your limits as you pay them down. Should you pay off debt or save?

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

MAY 1, 2024

The post Enjoying Spring Vacation on a Tight Budget appeared first on Penny Pinchin' Mom. You certainly do not want to return home to a stack of credit card bills you can’t pay. The post Enjoying Spring Vacation on a Tight Budget appeared first on Penny Pinchin' Mom. And, you need to stick to it.

Vacation 40

Vacation Budget Budgeting Airfare 40

Prairie Eco-Thrifter

FEBRUARY 28, 2013

When it comes to paying off your mortgage early, Money Master Mom knows 3 not-so-easy steps to take when doing so. Lance was an unfortunate victim of credit card fraud. How to Use a Credit Card to Save the World. Cat at Budget Blonde has come a long way in her financial and personal journeys. PET Archives.

Fridays 170

Fridays Student Debt Credit Cards 170

Prairie Eco-Thrifter

AUGUST 1, 2013

But if you make time to truly throw yourself into it, the rewards can be endless as Matt Becker from Mom and Dad Money writes in his post about why we should Budget With a Passion. Have You Been Making a Big Credit Card Mistake? is a post you won’t want to miss!

Home 160

Home Fridays Credit Cards Wedding 160

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. My mom cut coupons and sewed her own clothes and mine, as well. (I still remember saving my change as a kid so I could “shop” for books at yard sales.) The same is true for Maine.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Saving Everyday

JULY 9, 2014

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to American Baby Magazine !

Magazines 55

Magazines Baby Credit Cards Donation 55

Saving Everyday

OCTOBER 1, 2011

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to Baby Talk Magazine ~. Go HERE to get yours!

Donation 104

Donation Baby Magazines Credit Cards 104

Saving Everyday

OCTOBER 6, 2014

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Baby Deals Deals Freebies Magazine & Book Deals baby free magazines'

Baby 55

Baby Magazines Credit Cards Donation 55

Saving Everyday

OCTOBER 14, 2011

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to American Baby Magazine ~. Go HERE to get yours!

Donation 102

Donation Baby Magazines Credit Cards 102

Prairie Eco-Thrifter

JULY 31, 2014

When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous. Perhaps you let the balance roll from month to month until it got so big you had to fess up to Mom and Dad before you learned to consequences of charging things. Free money!

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Debt College Student Money 167

Birmingham Bargain Mom

SEPTEMBER 3, 2014

If you shopped at Home Depot using a debit or credit card in April or early May you''ll want to change your card number and here''s why. cat:Bargains Deals'

Home Depot 101

Home Depot Home Credit Cards April 101

Birmingham Bargain Mom

NOVEMBER 3, 2011

Jump on this freebie.

Credit Cards 83

Credit Cards Credit Freebies Free 83

Saving Everyday

SEPTEMBER 9, 2011

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to Baby Talk Magazine ~. Go HERE to get yours!

Donation 81

Donation Baby Magazines Credit Cards 81

Family Balance Sheet

DECEMBER 28, 2016

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Matt is a financial planner and founder of Mom and Dad Money. LaTisha is a nationally recognized, millennial personal finance expert.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Saving With Shellie

MAY 5, 2015

Snag this JCPenney Coupon Code and Save an Extra 25% Off when you spend $100 with your JCPenney Credit Card. There are some really cute swimsuits for mom and the kids, as well as some great ones for dad. There are also deals on items for mom, Home decor and essential items, and jewelry! Not a cardholder?

Credit Cards 40

Credit Cards Frugal Lives Frugal Living Mom 40

Prairie Eco-Thrifter

APRIL 11, 2011

On credit cards and debt: “Credit cards are the easiest way to get into trouble. Someone who you can stay married to for over 40 years, like your mom and I have. You’ll never see your mom and I getting divorced, cutting every nickel in half. Lesson : Be dependable and hard-working.

Work 133

Work Debt Credit Cards Finance 133

Saving With Shellie

FEBRUARY 18, 2015

You will have to enter a credit card number or PayPal account information to get your FREE copy, but since it is free you will not be charged. Freebies Mom Teen' Catching Fire is the second book in the Hunger Games series. This book is probably my favorite out of the three! I loved reading the Hunger Games trilogy.

Credit Cards 40

Credit Cards Frugal Lives Frugal Living Games 40

Family Balance Sheet

OCTOBER 26, 2013

In years past, we used a credit card to purchase our gifts and paid the card off in January. Is it smart to spend all of that money on Christmas gifts if we must cash flow some needed expenses or have to put the gift purchases on a credit card? Take a look at your Christmas budget. So what do you think?

Christmas 100

Christmas Club Finds October 100

Couponing 101

JULY 18, 2011

Limit 1 per person, per home, per credit card. Deal is good for 1 genuine Dunkin’ Donuts Gift Card. Shipping is included and gift card will be shipped via standard shipping to designated address. Thanks, Deal Seeking Mom !). HOT} $10 Dunkin’ Donuts Gift Card for $5 for new Saveology Members!

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Gift Cards Gifts Credit Cards Mom 92

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. BUT, grads, be smart about it.

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College Graduation Used Points 133

Saving Everyday

DECEMBER 28, 2011

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to Baby Talk Magazine ~. Go HERE to get yours!

Donation 55

Donation Baby Magazines Credit Cards 55

Saving With Shellie

MARCH 5, 2015

It comes with a detachable wristlet and divided compartments for phones, cash, and credit cards. Deals Around Town Amazon Clothing Mom Teen' This Women’s Quilted Wristlet is just $3.85 with shipping included! If you are not a purse person, these are great! This wristlet also comes in white and is $5.98

Credit Cards 40

Credit Cards Frugal Lives Frugal Living Easter 40

The Frugal Girl

NOVEMBER 13, 2023

Oreo Spiderweb cake There, I’d make everything from homemade bread to Steak Diane (seriously – my mom came to visit one time and bought $100 worth of beef tenderloin so I’d have leftovers – at the time, that was like 5lb of tenderloin! They had me, and then my mom decided to go back to school full-time and get a PhD.

Kids and Family 186

Kids and Family Parenting Cars Car 186

Saving With Shellie

FEBRUARY 27, 2014

No credit card info is required but you will receive a bill. Freebies Mom' Here one free issue of HGTV Magazine ! There are never discounts on this title so this is a great and rare deal. Return the bill marked “cancel” and you can keep the first issue free without any obligation.

Magazines 45

Magazines Bills Credit Cards DIY 45

Saving Everyday

DECEMBER 26, 2011

If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. You will never be billed and you don’t have to provide any credit card information! Hurry over for a FREE 1-year subscription to American Baby Magazine ~. Go HERE to get yours!

Baby 51

Baby Magazines Credit Cards Donation 51

Saving In Akron

NOVEMBER 27, 2011

Mom's Meatloaf (20 oz.), $4.99 **available Wednesday only** PRODUCE Florida Grapefruit (5 lb.), $1.69 They accept cash and most debit cards. They do not accept checks or credit cards. NE Ohio Aldi deals start on Sunday, but many areas start on Wednesdays. Check your local ad to verify when your deals begin.

Lava 113

Lava Florida Cake Ohio 113

Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? I Tested It & Here’s What I Learned appeared first on Penny Pinchin' Mom. Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal.

Credit 52

Credit Identity Theft Monitors Finance 52

Saving With Shellie

APRIL 10, 2015

These water & snow resistant bags will hold your iPhone, Android, PDA, credit cards & lip balm and still have plenty of room left over! Deals Around Town Mom Teen' If you are going to be around water this summer, at the river, lake or beach, this Keep it Dry Pouch for $3.99 is a must have!

Green And Frugal 40

Green And Frugal Credit Cards Frugal Lives Frugal Living 40

Saving With Shellie

JULY 2, 2014

These water & snow resistant bags will hold your iPhone, Android, PDA, credit cards & lip balm and still have plenty of room left over! Deals Around Town Mom Teen' If you are going to be around water this summer, at the river, lake or beach, this Keep it Dry Pouch is a must have! The post Keep it Dry Pouch – $4.99

Green And Frugal 45

Green And Frugal Credit Cards Frugal Lives Frugal Living 45