Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR GROCERIES Click the card name to read our review. Bank Shopper Cash Rewards Visa Signature® Card is tailor-made for consumers who spend a lot of money at retailers that don’t fit into (or are specifically excluded from) the bonus categories offered by other credit cards.

Credit Cards 52

Credit Cards Grocery Groceries Credit 52

Savings Corner

DECEMBER 24, 2023

To estimate a card’s average annual rewards earnings, we calculate its average rewards rate based on how much it earns in different bonus categories, as well as how closely those categories match the average person’s spending habits. In other words: Does the card earn rewards at a high rate in the most popular spending categories?

Credit Cards 40

Credit Cards Credit December Calculators 40

Prairie Eco-Thrifter

DECEMBER 8, 2014

Back in my teens and early twenties, Mom used to yell at me about not carrying enough cash. At the time, I didn’t have credit cards so it was a valid concern. Either I would be walking or using my last quarter in the pay phone to call home and beg someone to come get me. If I buy anything online, I use credit.

Used 180

Used Credit Cards Gasoline Consumer 180

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

FEBRUARY 21, 2011

Well, there are plenty of big things that you can do, like driving a hybrid, recycling whenever possible and powering your home with clean and renewable resources. But there are a lot of little things that you go can do to help save the environment as well. How A Credit Card Could Reduce Your Carbon Footprint. Yes it can.

Credit Cards 100

Credit Cards Credit Used Bank 100

Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. I learned that when you work for someone else, they get to set the minimum job well done standards. They didn’t use credit (I’m not even sure they ever had a mortgage!)

Used 228

Used Parenting Credit Cards Debt 228

Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

Credit Cards 113

Credit Cards Gas Credit Fuel 113

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. Imagine keeping the family afloat during periods of strife, such as WWII.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Couponing 101

MARCH 26, 2019

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Do not use a credit or debit card!

Saving Money 88

Saving Money Money Used Budget 88

Prairie Eco-Thrifter

APRIL 10, 2013

It reduces paperwork for everyone involved as well. They will come out on specific dates, so you should pay attention to your pay periods, and coordinate accordingly if you are using your checking account. Strategy: Use Your Credit Card. Should You Use Automatic Bill Pay?

Bills 271

Bills Credit Cards Finance Credit 271

Motherhood Moments

DECEMBER 15, 2022

Shopmium Savings Expert Lisa Thompson offers easy ways you can recoup some of that cash while holiday shopping: Use a cash back app for everyday purchases. Use it to get cash back on everything from groceries, to pet care items, beauty products, cleaning supplies, and more! Get cash back with your credit cards.

Thrifty 100

Thrifty Credit Cards Credit Consumer 100

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I ended up taking Financial Peace University as well. I no longer use credit cards – only debit cards or cash. Where are you from?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point. We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again. How much debt did you pay off?

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

Building 52

Building Credit Credit Cards Taxes 52

Prairie Eco-Thrifter

MARCH 10, 2012

As far as immediate usefulness goes, nothing beats online calculators in this regard. Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. While fuel efficiency is important for the environment, it’s as beneficial to your budget as well.

Calculators 186

Calculators Saving Money Money Green 186

The Frugal Girl

NOVEMBER 21, 2023

Also, my prescription receipt included a $4/any purchase coupon, and I used that to buy a $5 item on my way out. gallon My Upside app is still serving me pretty well by beating the Royal Farms price. I used $15 of Amazon credit card credits, plus I picked no-rush shipping which will give me 6% back on the purchase.

Frugal 215

Frugal Copiers Credit Drinks 215

Motherhood Moments

FEBRUARY 7, 2023

Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad Credit Might Keep You Single. Around half of Americans would not marry someone with a bad WalletScore or bad credit. Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt?

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 In fact, I used the best strategies I read about and developed a plan of action that best suited my particular situation. I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways.

Debt 100

Debt Credit Cards Debt Free Student 100

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

This includes your credit cards, student loans, business loans—you name it. Choose Your Consolidation Vehicle There are many different debt consolidation vehicles you could use. Use this loan to pay off all your outstanding loans, which will leave you with just this one loan and one monthly payment to service.

Debt 52

Debt Credit Money Mom 52

The Frugal Girl

NOVEMBER 27, 2023

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I hope I can teach my kids as well as my parents taught me.

California 168

California Car Cars College 168

Family Balance Sheet

MARCH 23, 2020

I could use some free ideas to do during the quarantine and to keep boredom at bay. No credit card is required. Your credit card will be charged at the end of the trial. A credit card is required, so a fter the free trial, the monthly fee is only $8.99 Are you a member of Amazon Prime? Any device.

Credit Cards 162

Credit Cards Zoo Museum Education 162

Savings Corner

APRIL 4, 2024

Once you’ve zeroed in on your loan amount, run some numbers using a personal loan calculator. You should also check their rates and use them with a personal loan calculator to get the most accurate idea of what your monthly payment will be. Most lenders have websites with secure portals you can use to upload requested documents.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

FEBRUARY 2, 2014

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. Use cash only? If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit.

Identity Theft 228

Identity Theft Credit Freezers Credit Cards 228

Prairie Eco-Thrifter

JANUARY 18, 2019

If someone is undergoing any of these situations and have exhausted their options, including using tricks to save more money , then maybe it’s time to look into additional sources for quick funding. By using their car title as collateral, they could obtain secure, quick funding. Personal Line of Credit. Credit Cards.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. Here’s how you can do that without breaking the bank or losing your sanity: Do Your Research “When buying a used car, punch the buttons on the radio. What is your dream car?

Car 52

Car Cars Bank Banking 52

For the Mommas

MARCH 7, 2011

Have you ever wanted to try sign up for a free trial, but not want to give out your credit card information? Here is a tip that allows me to sign up for free trials without fearing they may charge my card if I cancel. I purchase the smallest denomination prepaid Visa or Master Debit/Gift Card I can. on the card.

Gift Cards 89

Gift Cards Used Gifts Credit Cards 89

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets).

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Nicoles Nickels

DECEMBER 2, 2012

Last week I told you I would be working with Bluebird and American Express to document my experiences using the card over the next 6 weeks or so. I told you how simple it was to sign up for the card. Well I received it in the mail and activated it online within minutes. I might use Blue Bird the next time I need to.

Used 63

Used Bank Banking Credit Cards 63

Savings Corner

DECEMBER 24, 2023

Find your net worth by using our net worth calculator. To calculate your net worth, take inventory of what you own, as well as your outstanding debt. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52