Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

Credit Cards 194

Credit Cards Travel Credit Hotel 194

The Frugal Girl

FEBRUARY 28, 2024

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

Money 203

Money Debt Credit Cards Goals 203

Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

Credit Cards 113

Credit Cards Gas Credit Fuel 113

Family Balance Sheet

MAY 4, 2021

Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. However, once we paid off all of that debt, I started playing the credit card game.

April 130

April Money Credit Cards Donation 130

Prairie Eco-Thrifter

FEBRUARY 21, 2011

Well, there are plenty of big things that you can do, like driving a hybrid, recycling whenever possible and powering your home with clean and renewable resources. But there are a lot of little things that you go can do to help save the environment as well. How A Credit Card Could Reduce Your Carbon Footprint. Yes it can.

Credit Cards 100

Credit Cards Credit Used Bank 100

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

APRIL 10, 2013

It reduces paperwork for everyone involved as well. Strategy: Use Your Credit Card. My weekly produce box delivery and the monthly satellite TV bill are two examples of bills that I have paid automatically with my credit card. It also works well for those who are interested sticking to a specific spending plan.

Bills 271

Bills Credit Cards Finance Credit 271

Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

Building 52

Building Credit Credit Cards Taxes 52

Motherhood Moments

DECEMBER 15, 2022

Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? If I also have an offer attached to my credit card for the retailer where I’m purchasing my chocolates, I can use both! Activate this offer—you’ll get 10% cash back!” Thanks for reading!

Thrifty 100

Thrifty Credit Cards Credit Consumer 100

Saving Cents With Sense

NOVEMBER 10, 2012

Nice FREEBIE – you can enjoy the December issue of Eating Well magazine for FREE and instantly with this digital copy. No credit card is needed. The post FREE Issue of Eating Well Magazine appeared first on Saving Cents With Sense. Be sure to see all the other great FREEBIES available right now. All rights reserved.

Wellness 58

Wellness Magazines Credit Cards December 58

The Frugal Girl

NOVEMBER 27, 2023

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I hope I can teach my kids as well as my parents taught me.

California 172

California Cars Car College 172

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 23, 2020

No credit card is required. Your credit card will be charged at the end of the trial. A credit card is required, so a fter the free trial, the monthly fee is only $8.99 Including the very popular, The Science of Well-Being, from Yale University. Are you a member of Amazon Prime? Unlimited reading.

Credit Cards 162

Credit Cards Zoo Museum Education 162

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. If I buy anything online, I use credit. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase.

Used 180

Used Credit Cards Gasoline Consumer 180

The Frugal Girl

NOVEMBER 21, 2023

gallon My Upside app is still serving me pretty well by beating the Royal Farms price. I used $15 of credit to get a free stethoscope box I don’t like just throwing my blood pressure cuff and stethoscope into my backpack all the time, so I ordered a little zippered box to hold both. I filled up my gas tank for $3.09/gallon

Frugal 219

Frugal Copiers Credit Drinks 219

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

FEBRUARY 2, 2014

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit.

Identity Theft 228

Identity Theft Credit Freezers Credit Cards 228

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 18, 2019

Some cities include auto title loan locations in Anaheim as well as cities like Los Angeles. Personal Line of Credit. As far as quick loans go, a personal line of credit could be considered one. Funding is almost as immediate as a credit card. Credit Cards. Not to mention that there is no collateral.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JULY 9, 2013

I learned that when you work for someone else, they get to set the minimum job well done standards. They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards. Credit card debt has put both of my parents through hell. I became a saver.

Used 228

Used Parenting Credit Cards Debt 228

Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Penny Pinchin' Mom

FEBRUARY 16, 2024

Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card. Increase Your Income If you are going to learn how to save extra money for a car, you might as well teach yourself how to earn more money for the expense.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. My rewards credit cards were feeble, and I didn’t have a plan for using them. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. If you’re using your home as an asset, its mortgage counts as a liability as well.

Calculators 52

Calculators Taxes Debt Consumer 52

Penny Pinchin' Mom

DECEMBER 17, 2023

And there are tons of other benefits as well. Saving on Interest You will be decreasing your debt as well as the amount you’ll pay in interest over time, which is a good thing. It reduces the overall time that the interest will accrue as well as the balance on which it is calculated.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Credit wasn’t freely available when Mom was teaching me to live a financially responsible life.

Money 217

Money Mom Credit Cards Bank 217

Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

SEPTEMBER 2, 2022

I redeemed credit card points from our business card for a $100 Target gift card and used the gift card on back-to-school necessities. $40 40 wellness reimbursement from our Aflac policy. The TAZO Refreshers is a concentrate that is mixed with water. Show me the money! Total Found Money in August: $155.52.

August 130

August Frugal Green And Frugal Financial Goals 130

Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST AIRLINE CREDIT CARDS Before applying, confirm details on the issuer’s website. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. If you can redeem your points and miles for the values listed, you are doing well.

Airline 52

Airline Credit Cards Credit February 52

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. Did you pay cash or use a credit card to buy gifts?

Christmas 157

Christmas Credit Cards January Budgeting 157

Savings Corner

DECEMBER 24, 2023

It’s also a great fit for Bank of America customers, as the bank owns Merrill and the investment side is well integrated with the bank. Ally is a full-service bank as well, so it could be a smart choice for investors who want to keep their IRA and accounts at the same institution.

December 52

December Bank of America Bank Banking 52

Family Balance Sheet

SEPTEMBER 17, 2021

IT WAS TIME WELL SPENT! Contact Info – I included names and numbers of extended family members, along with business cards of important contacts. Credit cards. I’m not sure why I didn’t complete it in 2020, since I had more free time than usual, but I finally got the project done in 2021. Bank accounts.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

JANUARY 5, 2011

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? Cash or credit? How do you pay for your purchases?

Credit Cards 127

Credit Cards Credit Bills Money 127

The Frugal Girl

NOVEMBER 22, 2023

I just read that DoorDash was going to rate the people that use their app by how well they tip. I am also very curious if service people receive 100% of the tips given via credit cards and apps. This is to help drivers determine if they want to make that run. I don’t use DoorDash, but I find this problematic.

Good Service 193

Good Service At&T Food and Drink Restaurant 193