Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

Credit Cards 194

Credit Cards Travel Credit Hotel 194

Prairie Eco-Thrifter

AUGUST 18, 2016

As sort of an insider, I have seen ways that “in the know” folks can save on their vacation rental stays. When I say ‘vacation rental’ I am talking about renting a condo, house or cabin directly from the owner or from the owner’s property manager. Where vacation rental owners advertise.

Vacation 100

Vacation Saving Money Money Rent 100

Family Balance Sheet

MAY 14, 2013

The school year is winding down and I find myself day dreaming of sand, surf and our upcoming summer vacation. Less than five more weeks of the mad morning dash to make it to the bus stop on time and then we''ll start counting down the days until our summer vacation. 8 Tips to Help You Save Money While On Vacation.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. We were planning our family summer vacation and came to the conclusion that we had no money to pay for it. We were planning our family summer vacation and came to the conclusion that we had no money to pay for it. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Family Balance Sheet

JUNE 1, 2011

Summer is here and for many people it is time for a much needed vacation. Vacations are supposed to be enjoyable. We save and eagerly wait all year for our vacation and the last thing that we want to do is stress about the money spent while on our trip. Everyone’s vacation destination and expectations will be different.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Saving Cents With Sense

APRIL 29, 2013

Find out more in this Vacations on a Dime series, starting with ways to save on flying. Everyone knows that flying is the quickest way to get to your vacation destination. While you would like to think of air vacation travel as simple, when it comes to paying the bill it can be downright painful! Well, not always.

Vacation 76

Vacation Airline Flights Credit Cards 76

Saving With Shellie

JULY 2, 2012

” In order to afford our dream vacations, we have to start getting creative in saving for it! Here are some fantastic ways to save your pennies for the next Big Trip: Vacation Savings Account. One of the best and smartest ways to save for a vacation is to open a separate savings account specifically for your vacation fund.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Saving Everyday

DECEMBER 17, 2012

I hate strongly dislike debit/credit cards. My simple solution was to just nix the cards and use cash. This applies to date nights, vacations, etc… – Even when we go to Disney, I have a set amount of cash or Disney gift cards for our spending. When it’s gone, it’s gone.

Credit Cards 45

Credit Cards Credit Frugal Vacation 45

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Gift Giving – Use this spreadsheet to plan for your gift-giving for the entire year, but especially Christmas.

Budget 130

Budget Budgeting Family Property Taxes 130

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Gift Giving – Use this spreadsheet to plan for your gift giving for the entire year, but especially Christmas.

Budget 160

Budget Budgeting Family Property Taxes 160

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. I do use cash mainly for transactions of $50 or less as I don’t like to carry around a lot of loot (except when on vacation)! That day the entire credit system nearly collapsed.

Used 180

Used Credit Cards Gasoline Consumer 180

Family Balance Sheet

MARCH 5, 2021

I had an unexpected surprise hit my credit card in February. This money is going towards our summer beach vacation. In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! My total of found money in February: $3433.68. Airfare Refund: $2700.

February 257

February Money Airline Flights 257

Savings Corner

APRIL 4, 2024

Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Credit wasn’t freely available when Mom was teaching me to live a financially responsible life.

Money 217

Money Mom Credit Cards Bank 217

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

The Frugal Girl

MARCH 4, 2024

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. Do you have any tips for frugal travel or vacations? What’s your funniest frugal story?

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Family Balance Sheet

JANUARY 25, 2019

It’s 20 degrees outside and all you want to focus on is warmer weather and summer vacation. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas. A credit Christmas equals: a “how are we going to pay for this” Christmas.

2019 100

2019 Club Christmas 2018 100

Prairie Eco-Thrifter

NOVEMBER 20, 2014

When we traveled, we packed a cooler full of food to eat on vacation and while on the road. Now that there are 5 members of our family, we easily save at least $100 a day every day that we’re on vacation and eating our own food. What’s your favorite way to save when vacationing with your family?

Travel 196

Travel Family Hotel Making 196

Prairie Eco-Thrifter

NOVEMBER 7, 2013

No matter where your next vacation takes you, you’ll w ant to save as much money as possible. Head over to Money Q&A to read Hank’s post on 5 Ways To Save Money On Your Next Vacation. Are Credit Cards From Grocery Stores Worth It? Sometime s, a picture is indeed worth 1,000 words. 5 Ways to Be Greener.

Fridays 184

Fridays Debt Insurance Vacation 184

Family Balance Sheet

JANUARY 5, 2011

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Every 12-14 months, we receive a rewards check for about $250 and put it into our vacation fund. While $250 is certainly nice, it really isn't a lot of money anymore.

Credit Cards 127

Credit Cards Credit Bills Money 127

Saving Everyday

OCTOBER 3, 2023

If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! He worked hard and was gone a lot, but somehow, he always took us on a yearly vacation. I truly believe that family vacations are a necessity. Avoid weekends.

Saving Money 52

Saving Money Money Travel Hotel 52

Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

FEBRUARY 19, 2013

is for ‘other’ expenses and this category includes things like education, gifts, vacations, personal care, tobacco and alcohol, contributions, personal insurances, pensions and miscellaneous expenses. Credit Cards. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget.

Budget 222

Budget Budgeting Credit Cards Transportation 222

Prairie Eco-Thrifter

APRIL 3, 2012

Cancellation of Trips – If during your vacation or business trip an emergency at home arises, such as a death within the family or incidence of fire in your home, travel insurance can cover your emergency flight back home. The basic types of Travel Insurance are the Vacation Plans (VP) and the Travel Medical Plans (TMP).

Insurance 222

Insurance Travel Buy Buying 222

Prairie Eco-Thrifter

FEBRUARY 28, 2013

I am also leaving for vacation in less than two weeks. Lance was an unfortunate victim of credit card fraud. How to Use a Credit Card to Save the World. They have closed the skating trails here and I am starting to wake up to the soothing sound of dripping icicles and chirping birds. PET Archives.

Fridays 170

Fridays Student Debt Credit Cards 170

Prairie Eco-Thrifter

JULY 6, 2014

We will probably be renting a car for our vacation this year. I want this vacation to go well and that rental car will be our daytime home for 12 days. Everyone says don’t get the insurance, that your own car insurance (or perhaps your credit card) will cover you. Normally we take my spouse’s minivan.

Rental Car 167

Rental Car Car Cars Rent 167

Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. But these days, having a major credit card is a must. Debit cards are just not always the same, especially when traveling. If I could recommend just one credit card for you, it would be the Discover card !

Disney 69

Disney Disney World Used Credit Cards 69

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

For the Mommas

JUNE 5, 2014

Nice weather, fun vacations, road trips…summer is here meaning you will want to make sure everything runs good on your vehicle. Get up to an $80 Goodyear Visa® Prepaid Card by mail-in rebate when you purchase a set of 4 select tires†. Double your rebate and get up to $160 by making your purchase on the Goodyear Credit Card.

Mail In Rebate 63

Mail In Rebate Rebates Credit Cards Vacation 63

Saving Cents With Sense

MARCH 21, 2014

To save the most on your next vacation, incorporate these 5 budget travel tips. Do your homework ahead of time by calling your bank and credit card companies for a rundown of possible fees. Sometimes traveling isn’t an option, if that is the case, you can still enjoy a vacation at home, or a Staycation. Pay the smart way.

Travel 94

Travel Public Transit Airline Hotel 94

Fashion Without Guilt

MAY 9, 2011

With gas prices nearing $4, who has the money for that family vacation this year. If you want to still plan that vacation this year, Christian Personal Finance wrote a great article outling how to travel and get the &# bang for your buck&#. If the budget is tight, you can plan your vacation around the cheapest destinations.

Budget 69

Budget Budgeting Travel Discount 69

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. Leave your credit cards at home. Please be honest with your answers. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Nicoles Nickels

NOVEMBER 1, 2014

There is a lot of theft around this time of year – packages at the front door, going on vacation, etc. Protects MP3 players, cell phones, cameras, gaming devices, cash, credit cards, jewelry, keys, passports, sunglasses or other small valuables. It’s prime season for crime. Lightweight & Portable.

Gift Cards 111

Gift Cards Giveaway Holiday Gifts 111

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130