article thumbnail

HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

Home 52
article thumbnail

Net Worth Defined: What Is My Net Worth?

Savings Corner

If you’re not sure what assets and liabilities are, here are some guidelines: Assets : Assets include cash — such as in your checking, savings and retirement accounts — and certain investments, such as stocks and bonds, that you could sell for cash. Tax Filing Webinar — Jan. Calculating net worth: What are assets and liabilities?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Parenting Pointers: Balancing Warm Sleep with Safe Sleep for Infants

Motherhood Moments

This winter may be particularly difficult for some families with infants, as they face plummeting temperatures and rising heating costs and wonder how to keep their baby warm yet in a safe sleep environment.

Parenting 100
article thumbnail

How To Get Your Budget To Balance

Prairie Eco-Thrifter

It’s important to remember that these figures are just guidelines and that every person, family and household is different, with different priorities and needs. Using these percentages as a guideline helped me to finally draw up a personal budget that balanced. Credit Cards. Not Making Adjustments.

Budgeting 222
article thumbnail

How Much Is Homeowners Insurance? Average December 2023 Rates

Savings Corner

Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible. Why you can trust NerdWallet Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. Build your credit.

article thumbnail

How to Organize a Soup Swap

Family Balance Sheet

Make sure to set guidelines in case there are food allergies or issues. photo credit. A dish to share at the gathering. As the host, you’ll want to coordinate what type of soup everyone is bringing to avoid duplicates. Ask your friends to choose freezer friendly soups. Have everyone bring the soup already frozen. Chicken Corn Soup.

Swap 100
article thumbnail

5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

3 – Set your guidelines for the year. Take some time and create your guidelines for the year. Read our 2016 Crushing Debt Guidelines here. People have told us that it isn’t possible to not have a car loan or to not use credit cards. What are you willing to give up to reach your goal? But I disagree.

Debt 100