Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I don’t have to worry about logging onto my bank account and paying the bill when it comes to using cash, so it removes the pain of feeling it leave my pocket twice. My stance is that cash does – definitely!

Credit Cards 243

Credit Cards Credit Bank Banking 243

freestuff.tv

MAY 20, 2011

Get your 100% free credit score instantly, securely, and safely. I suggest everyone should do this so that you can really see where you’re at. Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Compare individual credit report categories to national averages.

Credit 122

Credit Consumer Re-use Free 122

The Frugal Girl

JANUARY 31, 2024

A nice thing about using the same paint over and over is that this shelf is exactly the same shade of white as Zoe’s bed, which I painted several years ago when I took apart Sonia and Zoe’s bunkbeds. I primed it… I did use a drop cloth! Now we’re getting closer! That’s the beauty of buying used!

Lego 200

Lego Painting Re-use Furniture 200

The Frugal Girl

APRIL 2, 2024

I bought some razor blades on eBay I’ve used Dollar Shave Club for a long time and been very happy but…recently they redesigned their product line, which means I can no longer buy replacement blades for my razor handle. Hopefully they’re legit…we’ll see! Will this be frugal or a fail? Stay tuned.

Frugal 195

Frugal Irons Watches Baseball 195

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. So what kind of credit cards do you have in your wallet?

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

Credit Cards 194

Credit Cards Travel Credit Hotel 194

Couponing 101

JULY 9, 2012

Amazon is offering another FREE MP3 credit ! A $2 credit will be added to your Amazon account. You can then shop the Amazon mp3 store to use your credit! Fine print: Credit must be used by 7/11/12. Can not be combined with other mp3 credits. The code should give you your $2 mp3 credit just fine.

MP3 92

MP3 Credit Amazon Re-use 92

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. Your credit score.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

The Frugal Girl

SEPTEMBER 19, 2023

.” The rewards usually are a little credit toward a digital purchase, and since Sonia and Zoe sometimes like to stream things on Amazon Prime, the little credits do always get used. Inside my package: an eye mask to use for my dry eye issues. This took about two minutes, and now the skirt is usable.

Frugal 182

Frugal Sewing Thrifting College 182

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Check your Credit Report. method when writing them?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish.

July 130

July Frugal Credit Cards Donation 130

Savings Corner

DECEMBER 25, 2023

With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. How does a cash-out refinance work? Cons of a cash-out refinance Foreclosure risk.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Family Balance Sheet

JULY 10, 2023

I locked in the CD at my local credit union where it will earn 4.75% during that time frame. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. Ask and ye shall receive!

Frugal 100

Frugal June Flights CD 100

Couponing 101

NOVEMBER 26, 2012

ThredUp is a gently used children’s clothing consignment shop and they’re offering a FREE $15 credit for new members ! Just use code “ CYBER15 ” to save $15 off your first purchase. ThredUp: $15 in Free Kid’s Clothing with New Member Credit is a post from Couponing 101.

Clothes 100

Clothes Clothing Credit Consignment Shops 100

Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses.

Credit Cards 52

Credit Cards Credit Re-use Home 52

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We’re currently in the “shovel all extra funds into their college savings accounts season of life. Use a Upromise Mastercard. Instead, it is my honest review. All links to Upromise are my referral links. Hello, 2020.

College 130

College Used 2020 Saving 130

Couponing 101

APRIL 24, 2012

Plus, don’t forget that Vitacost offers a FREE $10 credit as a new sign-up. Even if you already used your credit, there are many good deals on natural and organic products! If you’re new to Vitacost, just sign up for an account. Use your code to get $10 off ANY order. Thanks, Common Sense with Money !

Credit 96

Credit Free Shipping Organic Organization 96

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. Instantly you learned why your parents warned you about credit cards. Instantly you learned why your parents warned you about credit cards. Now that you’re older, even if you have a steady income there are still some credit card rules to live by.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Saving With Shellie

JULY 9, 2012

we’re been really racking up the Free Amazon credit lately! Here’s a new opportunity to get a FREE $2 Amazon MP3 credit , Just enter promo code HEARTMP3 from Amazon Local. You will need to use your credit by 7/11. Be sure you grab some of the $.25 25 songs available to really stretch your $2!

Credit 51

Credit MP3 Amazon Re-use 51

Saving With Shellie

FEBRUARY 22, 2011

This is for the auto-renewal but remember, that’s easy to cancel and you’re under no further obligation. Plus, when you buy a one year subscription you are eligible for a $5 video-on-demand credit. Earn $10 Amazon Credit. It works out to just $.29 29 per issue. Total Out of Pocket = $21. What combo are you planning?

Entertainment 66

Entertainment Credit Amazon Video 66

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. I use this spreadsheet. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Saving With Shellie

APRIL 27, 2016

If you’re looking for vacation ideas on a tight budget, then check out this Groupon for discounted hotel rooms at a Great Wolf Lodge – there are locations across the United States. You also may get $50 in resort credit depending on which room reserve.

Credit 40

Credit United States Vacation Hotel 40

Savings Corner

DECEMBER 27, 2023

Use grad PLUS loans if you’ve maxed out your federal direct unsubsidized loans and still want to use federal loans to pay for graduate school. College Ave Graduate Student Loan College Ave is a good choice if you’re working your way through graduate school.

Student 52

Student Graduation January College 52

Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Upgrade’s borrowing requirements Minimum credit score: 560.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Savings Corner

DECEMBER 24, 2023

A credit freeze keeps the sensitive data in your credit files from being accessed without your specific consent. That can protect you from fraudulent credit applications, even if a criminal has key information such as your birthdate and Social Security number. What is a credit freeze? Tax Filing Webinar — Jan.

Credit 52

Credit Monitors Insurance Taxes 52

Saving Cents With Sense

SEPTEMBER 21, 2012

Don’t forget to use Swagbucks today to do your searches because you can earn more (even twice as much!) Plus, right now when you snag an Amazon Gift Card from the Swagbucks store during the month of September, you’ll be rewarded with a FREE $1 Amazon MP3 credit! Mega Swagbucks Friday! Search & Win. Happy Friday!

Swagbucks 53

Swagbucks Gift Cards MP3 Credit 53

Savings Corner

DECEMBER 25, 2023

Using a student loan calculator can help you create a student loan repayment strategy that’s right for you. What you need to know for this calculator To use the calculator above, you’ll need certain details about your loan. The higher your credit score, the lower your interest rates. Credit score.

Calculators 40

Calculators Student Credit Education 40

The Frugal Girl

SEPTEMBER 18, 2023

If you’re a regular around here, this will not be anything new, since I frequently share my coping mechanisms in posts here. ? Therapy ($$$) If you’re going through a really tough time, it might be worth it to pay for some professional help. He just used it for youtube, Google, Facebook Messenger Kids and taking pictures.

Phones 175

Phones Cat Health Frugal 175

Coupons Do Work

AUGUST 18, 2016

The first 10,000 new members who register for the free DD Perks Rewards Program will get an awesome free $3 bonus credit and free beverage added to your account ! All needed is to add or purchase a $2 or more DD card to your account during enrollment and use the code GIFT2. Enroll and use the code GIFT2. Click to “add a card”.

Rewards 100

Rewards Re-use Credit Points 100

Motherhood Moments

DECEMBER 27, 2022

The research, conducted by va cation experts Family Destinations Guide , analyzed Google Trends data of the last 12 months for search terms frequently used by travel enthusiasts and often associated with travel ing. END   If you use these insights, please link credit to [link] familydestinationsguide.com/ who conducted the research.

Travel 100

Travel South Carolina Delaware Vacation 100

Savings Corner

DECEMBER 25, 2023

Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible. Loss of use , or additional living expenses coverage. How to reduce the cost of homeowners insurance Insurers use a variety of factors to set homeowners insurance rates.

Homeowner Insurance 52

Homeowner Insurance Insurance December Credit 52

Couponing 101

MAY 14, 2019

Read on to learn all about My Best Buy, My Best Buy credit cards, sales, price match, open-box deals, and trade-ins. If you’re ordering online, call Best Buy to adjust the price. If you’re buying in person, ask for the price match at checkout. Consider a My Best Buy Credit Card. Shop Open-Box Deals.

Saving Money 74

Saving Money Money Buy Buying 74

Saving Everyday

DECEMBER 17, 2012

I hate strongly dislike debit/credit cards. I used to dread Tuesday mornings, which was when our bank would update from the previous Friday and a slew of debits he didn’t write down (or tell me about) would hit the account…yikes! My simple solution was to just nix the cards and use cash.

Credit Cards 45

Credit Cards Credit Frugal Vacation 45

Couponing 101

JULY 9, 2019

The Disney Dining Plan can be a fun and delicious addition to your trip to Walt Disney World if you’re staying at a Disney-owned hotel. Not only can you see what restaurants interest you most, you can also crunch some numbers to find the best values for your credits. Don’t see the reservation you’re looking for?

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Dining Disney Disney World Credit 70