Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) From start to finish it took us a very long time — I would guess 10 years. That’s one of my hobbies.)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JANUARY 15, 2013

Neither of these men is what most of us would call “poor.” They don’t even have bad credit. In both cases, the drive is to maintain an image, and financial security isn’t important at all. Unfortunately, that type of behavior is not financially sustainable. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. 8 Summer Date Night Ideas – Need a sitter? 40 Homemade Popsicle Recipes.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Challenge yourself.

Debt 167

Debt College Student Money 167

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

APRIL 1, 2021

When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

APRIL 25, 2013

They’re even free. You have to actually use them. This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. What’s the catch?

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We also had four credit cards, two lines of credit, and a car loan. We used (and currently still follow) Dave Ramsey’s Baby Steps. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. It is NOT a spending account. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! 10K in car payments, $35K in credit card debt. We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 20, 2017

It took us four years, but we paid off over $80,000 of debt! medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. We tackled our small credit card balance, then our.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. I started Careful Cents and used that as a platform to find freelance writing opportunities. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 7, 2015

It’s difficult to predict where we’re going if we don’t know where the starting line is. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Re-Do Your Budget.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. I started to ask myself if I’d use the item right then.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235