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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

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Thrifty Thinking - 2023's Best Gas Credit Cards

Motherhood Moments

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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How to Build Credit – NerdWallet

Savings Corner

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Is Credit Karma Accurate? I Tested It & Here’s What I Learned

Penny Pinchin' Mom

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

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Best Credit Cards for Excellent Credit in December 2023

Savings Corner

Since many cardholders with excellent credit are eager to earn rewards, a key criteria for a card’s inclusion in our list is whether it offers impressive rewards value. We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits.

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Best Balance Transfer Credit Cards of December 2023

Savings Corner

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. This best balance transfer credit card is great for: Folks who have a mix of new purchase and balance transfer debt who want to save on interest for both.

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Ways to Save on Travel Without Using Rewards Credit Cards

Prairie Eco-Thrifter

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.