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2012 Financial Goals

Family Balance Sheet

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Finish Will.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. I wasn’t sure how I was going to pay for everything that month.

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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts.

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Disney Trip Cost, Breakdown & How I Paid For It

Saving Everyday

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). This is the first year I started a Disney/vacation savings account of $25 a week.

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