Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time. 5 Steps to Crush Debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? I had watched my parents pay off their debt, including their house, when I was a pre-teen, which really influenced me.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? We realized that debt payments were eating into our income and potential to build wealth. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 30, 2015

Our Financial Goals: Pay off our non-mortgage debt. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Write a book about our debt free journey. Absolutely!

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What inspired you to become debt free?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MARCH 19, 2014

But I personally don’t want to be any body’s slave and the total debt payment we make every month is astounding. After the FPU class, we looked at our debts differently. Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JULY 22, 2014

I keep expenses low by living below my means and when windfalls of cash come in from bigger contracts, the money goes into replenishing savings and retirement funding. By maintaining a cash cushion in the form of an emergency fund, I feel protected rather than anxious when returning to the unemployment line. Money Tips'

Money 219

Money Unemployment Emergency Fund Couch 219

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What inspired you to get debt free? There were two things that inspired us to pay off debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Saving In Akron

MARCH 9, 2011

This all goes back to having an emergency fund and paying yourself first. Lack of debt means freedom and the ability to make the choices you want to make. My family would not have survived without that emergency fund. That's a great start on an emergency fund. Anyone can do this.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. My husband and I also have a goal of debt freedom, but we’ve put together micro-S.M.A.R.T. ” Pay off Debt.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 1, 2015

When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. Debt Free Stories. I started the Debt Free Stories interview series back in September and it has been really well received. There’s just one problem.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 3, 2012

We are very excited about the possibility of being completely debt-free and there are two things that have made it a possibility: (1) We made a very conscious decision 10 years ago to buy a house below our means and (2) we made a risky decision 18 months ago to convert our mortgage to a HELOC.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. or whether to use the money from my extra jobs, thereby NOT sending that money to my debt. My emergency fund earns 1.10% interest. My debt 'earns' between 8.25% and 8.9%

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. Deidre at Cuckoo for Coupon Deals is pledging to be Debt Free in Three Years. I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips.

Goals 49

Goals Emergency Fund Financial Goals Debt 49